2025贷款计算器 - 最新利率比较/试算

贷款金额150万元,贷款20年,利率4.00%,总利息为681529元,每个月还款9090元(使用等额本息)

"等额本息"与"等额本金" 利息及还款金额对比分析
¥9,089.70
等额本息 / 每月还款金额

贷款类型:等额本息

利息总额:¥681,529.19

还款总额:¥2,181,529.19

期数每月还款偿还利息偿还本金剩余本金
1¥9,089.70¥5,000.00¥4,089.70¥1,495,910.30
2¥9,089.70¥4,986.37¥4,103.34¥1,491,806.96
3¥9,089.70¥4,972.69¥4,117.02¥1,487,689.94
4¥9,089.70¥4,958.97¥4,130.74¥1,483,559.20
5¥9,089.70¥4,945.20¥4,144.51¥1,479,414.70
6¥9,089.70¥4,931.38¥4,158.32¥1,475,256.37
7¥9,089.70¥4,917.52¥4,172.18¥1,471,084.19
8¥9,089.70¥4,903.61¥4,186.09¥1,466,898.10
9¥9,089.70¥4,889.66¥4,200.04¥1,462,698.05
10¥9,089.70¥4,875.66¥4,214.04¥1,458,484.01
11¥9,089.70¥4,861.61¥4,228.09¥1,454,255.92
12¥9,089.70¥4,847.52¥4,242.19¥1,450,013.73
13¥9,089.70¥4,833.38¥4,256.33¥1,445,757.41
14¥9,089.70¥4,819.19¥4,270.51¥1,441,486.89
15¥9,089.70¥4,804.96¥4,284.75¥1,437,202.15
16¥9,089.70¥4,790.67¥4,299.03¥1,432,903.11
17¥9,089.70¥4,776.34¥4,313.36¥1,428,589.75
18¥9,089.70¥4,761.97¥4,327.74¥1,424,262.01
19¥9,089.70¥4,747.54¥4,342.16¥1,419,919.85
20¥9,089.70¥4,733.07¥4,356.64¥1,415,563.21
21¥9,089.70¥4,718.54¥4,371.16¥1,411,192.05
22¥9,089.70¥4,703.97¥4,385.73¥1,406,806.32
23¥9,089.70¥4,689.35¥4,400.35¥1,402,405.97
24¥9,089.70¥4,674.69¥4,415.02¥1,397,990.95
25¥9,089.70¥4,659.97¥4,429.74¥1,393,561.21
26¥9,089.70¥4,645.20¥4,444.50¥1,389,116.71
27¥9,089.70¥4,630.39¥4,459.32¥1,384,657.40
28¥9,089.70¥4,615.52¥4,474.18¥1,380,183.22
29¥9,089.70¥4,600.61¥4,489.09¥1,375,694.12
30¥9,089.70¥4,585.65¥4,504.06¥1,371,190.06
31¥9,089.70¥4,570.63¥4,519.07¥1,366,670.99
32¥9,089.70¥4,555.57¥4,534.13¥1,362,136.86
33¥9,089.70¥4,540.46¥4,549.25¥1,357,587.61
34¥9,089.70¥4,525.29¥4,564.41¥1,353,023.20
35¥9,089.70¥4,510.08¥4,579.63¥1,348,443.57
36¥9,089.70¥4,494.81¥4,594.89¥1,343,848.68
37¥9,089.70¥4,479.50¥4,610.21¥1,339,238.47
38¥9,089.70¥4,464.13¥4,625.58¥1,334,612.89
39¥9,089.70¥4,448.71¥4,641.00¥1,329,971.89
40¥9,089.70¥4,433.24¥4,656.47¥1,325,315.43
41¥9,089.70¥4,417.72¥4,671.99¥1,320,643.44
42¥9,089.70¥4,402.14¥4,687.56¥1,315,955.88
43¥9,089.70¥4,386.52¥4,703.19¥1,311,252.70
44¥9,089.70¥4,370.84¥4,718.86¥1,306,533.83
45¥9,089.70¥4,355.11¥4,734.59¥1,301,799.24
46¥9,089.70¥4,339.33¥4,750.37¥1,297,048.87
47¥9,089.70¥4,323.50¥4,766.21¥1,292,282.66
48¥9,089.70¥4,307.61¥4,782.10¥1,287,500.56
49¥9,089.70¥4,291.67¥4,798.04¥1,282,702.53
50¥9,089.70¥4,275.68¥4,814.03¥1,277,888.50
51¥9,089.70¥4,259.63¥4,830.08¥1,273,058.42
52¥9,089.70¥4,243.53¥4,846.18¥1,268,212.24
53¥9,089.70¥4,227.37¥4,862.33¥1,263,349.91
54¥9,089.70¥4,211.17¥4,878.54¥1,258,471.37
55¥9,089.70¥4,194.90¥4,894.80¥1,253,576.57
56¥9,089.70¥4,178.59¥4,911.12¥1,248,665.46
57¥9,089.70¥4,162.22¥4,927.49¥1,243,737.97
58¥9,089.70¥4,145.79¥4,943.91¥1,238,794.06
59¥9,089.70¥4,129.31¥4,960.39¥1,233,833.67
60¥9,089.70¥4,112.78¥4,976.93¥1,228,856.74
61¥9,089.70¥4,096.19¥4,993.52¥1,223,863.23
62¥9,089.70¥4,079.54¥5,010.16¥1,218,853.06
63¥9,089.70¥4,062.84¥5,026.86¥1,213,826.20
64¥9,089.70¥4,046.09¥5,043.62¥1,208,782.59
65¥9,089.70¥4,029.28¥5,060.43¥1,203,722.16
66¥9,089.70¥4,012.41¥5,077.30¥1,198,644.86
67¥9,089.70¥3,995.48¥5,094.22¥1,193,550.64
68¥9,089.70¥3,978.50¥5,111.20¥1,188,439.43
69¥9,089.70¥3,961.46¥5,128.24¥1,183,311.19
70¥9,089.70¥3,944.37¥5,145.33¥1,178,165.86
71¥9,089.70¥3,927.22¥5,162.49¥1,173,003.37
72¥9,089.70¥3,910.01¥5,179.69¥1,167,823.68
73¥9,089.70¥3,892.75¥5,196.96¥1,162,626.72
74¥9,089.70¥3,875.42¥5,214.28¥1,157,412.44
75¥9,089.70¥3,858.04¥5,231.66¥1,152,180.77
76¥9,089.70¥3,840.60¥5,249.10¥1,146,931.67
77¥9,089.70¥3,823.11¥5,266.60¥1,141,665.07
78¥9,089.70¥3,805.55¥5,284.15¥1,136,380.92
79¥9,089.70¥3,787.94¥5,301.77¥1,131,079.15
80¥9,089.70¥3,770.26¥5,319.44¥1,125,759.71
81¥9,089.70¥3,752.53¥5,337.17¥1,120,422.54
82¥9,089.70¥3,734.74¥5,354.96¥1,115,067.57
83¥9,089.70¥3,716.89¥5,372.81¥1,109,694.76
84¥9,089.70¥3,698.98¥5,390.72¥1,104,304.04
85¥9,089.70¥3,681.01¥5,408.69¥1,098,895.35
86¥9,089.70¥3,662.98¥5,426.72¥1,093,468.63
87¥9,089.70¥3,644.90¥5,444.81¥1,088,023.82
88¥9,089.70¥3,626.75¥5,462.96¥1,082,560.86
89¥9,089.70¥3,608.54¥5,481.17¥1,077,079.69
90¥9,089.70¥3,590.27¥5,499.44¥1,071,580.25
91¥9,089.70¥3,571.93¥5,517.77¥1,066,062.48
92¥9,089.70¥3,553.54¥5,536.16¥1,060,526.31
93¥9,089.70¥3,535.09¥5,554.62¥1,054,971.70
94¥9,089.70¥3,516.57¥5,573.13¥1,049,398.56
95¥9,089.70¥3,498.00¥5,591.71¥1,043,806.86
96¥9,089.70¥3,479.36¥5,610.35¥1,038,196.51
97¥9,089.70¥3,460.66¥5,629.05¥1,032,567.46
98¥9,089.70¥3,441.89¥5,647.81¥1,026,919.64
99¥9,089.70¥3,423.07¥5,666.64¥1,021,253.00
100¥9,089.70¥3,404.18¥5,685.53¥1,015,567.48
101¥9,089.70¥3,385.22¥5,704.48¥1,009,863.00
102¥9,089.70¥3,366.21¥5,723.49¥1,004,139.50
103¥9,089.70¥3,347.13¥5,742.57¥998,396.93
104¥9,089.70¥3,327.99¥5,761.72¥992,635.21
105¥9,089.70¥3,308.78¥5,780.92¥986,854.29
106¥9,089.70¥3,289.51¥5,800.19¥981,054.10
107¥9,089.70¥3,270.18¥5,819.52¥975,234.58
108¥9,089.70¥3,250.78¥5,838.92¥969,395.65
109¥9,089.70¥3,231.32¥5,858.39¥963,537.27
110¥9,089.70¥3,211.79¥5,877.91¥957,659.35
111¥9,089.70¥3,192.20¥5,897.51¥951,761.85
112¥9,089.70¥3,172.54¥5,917.17¥945,844.68
113¥9,089.70¥3,152.82¥5,936.89¥939,907.79
114¥9,089.70¥3,133.03¥5,956.68¥933,951.11
115¥9,089.70¥3,113.17¥5,976.53¥927,974.58
116¥9,089.70¥3,093.25¥5,996.46¥921,978.12
117¥9,089.70¥3,073.26¥6,016.44¥915,961.68
118¥9,089.70¥3,053.21¥6,036.50¥909,925.18
119¥9,089.70¥3,033.08¥6,056.62¥903,868.56
120¥9,089.70¥3,012.90¥6,076.81¥897,791.75
121¥9,089.70¥2,992.64¥6,097.07¥891,694.68
122¥9,089.70¥2,972.32¥6,117.39¥885,577.29
123¥9,089.70¥2,951.92¥6,137.78¥879,439.51
124¥9,089.70¥2,931.47¥6,158.24¥873,281.27
125¥9,089.70¥2,910.94¥6,178.77¥867,102.50
126¥9,089.70¥2,890.34¥6,199.36¥860,903.14
127¥9,089.70¥2,869.68¥6,220.03¥854,683.11
128¥9,089.70¥2,848.94¥6,240.76¥848,442.35
129¥9,089.70¥2,828.14¥6,261.56¥842,180.79
130¥9,089.70¥2,807.27¥6,282.44¥835,898.35
131¥9,089.70¥2,786.33¥6,303.38¥829,594.97
132¥9,089.70¥2,765.32¥6,324.39¥823,270.59
133¥9,089.70¥2,744.24¥6,345.47¥816,925.12
134¥9,089.70¥2,723.08¥6,366.62¥810,558.50
135¥9,089.70¥2,701.86¥6,387.84¥804,170.65
136¥9,089.70¥2,680.57¥6,409.14¥797,761.52
137¥9,089.70¥2,659.21¥6,430.50¥791,331.02
138¥9,089.70¥2,637.77¥6,451.93¥784,879.08
139¥9,089.70¥2,616.26¥6,473.44¥778,405.64
140¥9,089.70¥2,594.69¥6,495.02¥771,910.62
141¥9,089.70¥2,573.04¥6,516.67¥765,393.95
142¥9,089.70¥2,551.31¥6,538.39¥758,855.56
143¥9,089.70¥2,529.52¥6,560.19¥752,295.37
144¥9,089.70¥2,507.65¥6,582.05¥745,713.32
145¥9,089.70¥2,485.71¥6,603.99¥739,109.32
146¥9,089.70¥2,463.70¥6,626.01¥732,483.32
147¥9,089.70¥2,441.61¥6,648.09¥725,835.22
148¥9,089.70¥2,419.45¥6,670.25¥719,164.97
149¥9,089.70¥2,397.22¥6,692.49¥712,472.48
150¥9,089.70¥2,374.91¥6,714.80¥705,757.68
151¥9,089.70¥2,352.53¥6,737.18¥699,020.51
152¥9,089.70¥2,330.07¥6,759.64¥692,260.87
153¥9,089.70¥2,307.54¥6,782.17¥685,478.70
154¥9,089.70¥2,284.93¥6,804.78¥678,673.92
155¥9,089.70¥2,262.25¥6,827.46¥671,846.47
156¥9,089.70¥2,239.49¥6,850.22¥664,996.25
157¥9,089.70¥2,216.65¥6,873.05¥658,123.20
158¥9,089.70¥2,193.74¥6,895.96¥651,227.24
159¥9,089.70¥2,170.76¥6,918.95¥644,308.29
160¥9,089.70¥2,147.69¥6,942.01¥637,366.28
161¥9,089.70¥2,124.55¥6,965.15¥630,401.13
162¥9,089.70¥2,101.34¥6,988.37¥623,412.76
163¥9,089.70¥2,078.04¥7,011.66¥616,401.10
164¥9,089.70¥2,054.67¥7,035.03¥609,366.06
165¥9,089.70¥2,031.22¥7,058.48¥602,307.58
166¥9,089.70¥2,007.69¥7,082.01¥595,225.57
167¥9,089.70¥1,984.09¥7,105.62¥588,119.95
168¥9,089.70¥1,960.40¥7,129.31¥580,990.64
169¥9,089.70¥1,936.64¥7,153.07¥573,837.57
170¥9,089.70¥1,912.79¥7,176.91¥566,660.66
171¥9,089.70¥1,888.87¥7,200.84¥559,459.82
172¥9,089.70¥1,864.87¥7,224.84¥552,234.98
173¥9,089.70¥1,840.78¥7,248.92¥544,986.06
174¥9,089.70¥1,816.62¥7,273.08¥537,712.98
175¥9,089.70¥1,792.38¥7,297.33¥530,415.65
176¥9,089.70¥1,768.05¥7,321.65¥523,094.00
177¥9,089.70¥1,743.65¥7,346.06¥515,747.94
178¥9,089.70¥1,719.16¥7,370.55¥508,377.39
179¥9,089.70¥1,694.59¥7,395.11¥500,982.28
180¥9,089.70¥1,669.94¥7,419.76¥493,562.51
181¥9,089.70¥1,645.21¥7,444.50¥486,118.02
182¥9,089.70¥1,620.39¥7,469.31¥478,648.71
183¥9,089.70¥1,595.50¥7,494.21¥471,154.50
184¥9,089.70¥1,570.51¥7,519.19¥463,635.31
185¥9,089.70¥1,545.45¥7,544.25¥456,091.05
186¥9,089.70¥1,520.30¥7,569.40¥448,521.65
187¥9,089.70¥1,495.07¥7,594.63¥440,927.02
188¥9,089.70¥1,469.76¥7,619.95¥433,307.07
189¥9,089.70¥1,444.36¥7,645.35¥425,661.72
190¥9,089.70¥1,418.87¥7,670.83¥417,990.89
191¥9,089.70¥1,393.30¥7,696.40¥410,294.49
192¥9,089.70¥1,367.65¥7,722.06¥402,572.43
193¥9,089.70¥1,341.91¥7,747.80¥394,824.64
194¥9,089.70¥1,316.08¥7,773.62¥387,051.01
195¥9,089.70¥1,290.17¥7,799.53¥379,251.48
196¥9,089.70¥1,264.17¥7,825.53¥371,425.94
197¥9,089.70¥1,238.09¥7,851.62¥363,574.33
198¥9,089.70¥1,211.91¥7,877.79¥355,696.54
199¥9,089.70¥1,185.66¥7,904.05¥347,792.49
200¥9,089.70¥1,159.31¥7,930.40¥339,862.09
201¥9,089.70¥1,132.87¥7,956.83¥331,905.26
202¥9,089.70¥1,106.35¥7,983.35¥323,921.90
203¥9,089.70¥1,079.74¥8,009.97¥315,911.94
204¥9,089.70¥1,053.04¥8,036.67¥307,875.27
205¥9,089.70¥1,026.25¥8,063.45¥299,811.82
206¥9,089.70¥999.37¥8,090.33¥291,721.49
207¥9,089.70¥972.40¥8,117.30¥283,604.19
208¥9,089.70¥945.35¥8,144.36¥275,459.83
209¥9,089.70¥918.20¥8,171.51¥267,288.32
210¥9,089.70¥890.96¥8,198.74¥259,089.58
211¥9,089.70¥863.63¥8,226.07¥250,863.51
212¥9,089.70¥836.21¥8,253.49¥242,610.01
213¥9,089.70¥808.70¥8,281.00¥234,329.01
214¥9,089.70¥781.10¥8,308.61¥226,020.40
215¥9,089.70¥753.40¥8,336.30¥217,684.10
216¥9,089.70¥725.61¥8,364.09¥209,320.01
217¥9,089.70¥697.73¥8,391.97¥200,928.03
218¥9,089.70¥669.76¥8,419.94¥192,508.09
219¥9,089.70¥641.69¥8,448.01¥184,060.08
220¥9,089.70¥613.53¥8,476.17¥175,583.91
221¥9,089.70¥585.28¥8,504.43¥167,079.48
222¥9,089.70¥556.93¥8,532.77¥158,546.71
223¥9,089.70¥528.49¥8,561.22¥149,985.49
224¥9,089.70¥499.95¥8,589.75¥141,395.74
225¥9,089.70¥471.32¥8,618.39¥132,777.35
226¥9,089.70¥442.59¥8,647.11¥124,130.24
227¥9,089.70¥413.77¥8,675.94¥115,454.30
228¥9,089.70¥384.85¥8,704.86¥106,749.44
229¥9,089.70¥355.83¥8,733.87¥98,015.57
230¥9,089.70¥326.72¥8,762.99¥89,252.58
231¥9,089.70¥297.51¥8,792.20¥80,460.39
232¥9,089.70¥268.20¥8,821.50¥71,638.88
233¥9,089.70¥238.80¥8,850.91¥62,787.98
234¥9,089.70¥209.29¥8,880.41¥53,907.56
235¥9,089.70¥179.69¥8,910.01¥44,997.55
236¥9,089.70¥149.99¥8,939.71¥36,057.84
237¥9,089.70¥120.19¥8,969.51¥27,088.33
238¥9,089.70¥90.29¥8,999.41¥18,088.92
239¥9,089.70¥60.30¥9,029.41¥9,059.51
240¥9,089.70¥30.20¥9,059.51¥0.00
¥11,250.00
等额本金 / 首月还款金额

贷款类型:等额本金

利息总额:¥602,500.00

还款总额:¥2,102,500.00

期数每月还款偿还利息偿还本金剩余本金
1¥11,250.00¥5,000.00¥6,250.00¥1,493,750.00
2¥11,229.17¥4,979.17¥6,250.00¥1,487,500.00
3¥11,208.33¥4,958.33¥6,250.00¥1,481,250.00
4¥11,187.50¥4,937.50¥6,250.00¥1,475,000.00
5¥11,166.67¥4,916.67¥6,250.00¥1,468,750.00
6¥11,145.83¥4,895.83¥6,250.00¥1,462,500.00
7¥11,125.00¥4,875.00¥6,250.00¥1,456,250.00
8¥11,104.17¥4,854.17¥6,250.00¥1,450,000.00
9¥11,083.33¥4,833.33¥6,250.00¥1,443,750.00
10¥11,062.50¥4,812.50¥6,250.00¥1,437,500.00
11¥11,041.67¥4,791.67¥6,250.00¥1,431,250.00
12¥11,020.83¥4,770.83¥6,250.00¥1,425,000.00
13¥11,000.00¥4,750.00¥6,250.00¥1,418,750.00
14¥10,979.17¥4,729.17¥6,250.00¥1,412,500.00
15¥10,958.33¥4,708.33¥6,250.00¥1,406,250.00
16¥10,937.50¥4,687.50¥6,250.00¥1,400,000.00
17¥10,916.67¥4,666.67¥6,250.00¥1,393,750.00
18¥10,895.83¥4,645.83¥6,250.00¥1,387,500.00
19¥10,875.00¥4,625.00¥6,250.00¥1,381,250.00
20¥10,854.17¥4,604.17¥6,250.00¥1,375,000.00
21¥10,833.33¥4,583.33¥6,250.00¥1,368,750.00
22¥10,812.50¥4,562.50¥6,250.00¥1,362,500.00
23¥10,791.67¥4,541.67¥6,250.00¥1,356,250.00
24¥10,770.83¥4,520.83¥6,250.00¥1,350,000.00
25¥10,750.00¥4,500.00¥6,250.00¥1,343,750.00
26¥10,729.17¥4,479.17¥6,250.00¥1,337,500.00
27¥10,708.33¥4,458.33¥6,250.00¥1,331,250.00
28¥10,687.50¥4,437.50¥6,250.00¥1,325,000.00
29¥10,666.67¥4,416.67¥6,250.00¥1,318,750.00
30¥10,645.83¥4,395.83¥6,250.00¥1,312,500.00
31¥10,625.00¥4,375.00¥6,250.00¥1,306,250.00
32¥10,604.17¥4,354.17¥6,250.00¥1,300,000.00
33¥10,583.33¥4,333.33¥6,250.00¥1,293,750.00
34¥10,562.50¥4,312.50¥6,250.00¥1,287,500.00
35¥10,541.67¥4,291.67¥6,250.00¥1,281,250.00
36¥10,520.83¥4,270.83¥6,250.00¥1,275,000.00
37¥10,500.00¥4,250.00¥6,250.00¥1,268,750.00
38¥10,479.17¥4,229.17¥6,250.00¥1,262,500.00
39¥10,458.33¥4,208.33¥6,250.00¥1,256,250.00
40¥10,437.50¥4,187.50¥6,250.00¥1,250,000.00
41¥10,416.67¥4,166.67¥6,250.00¥1,243,750.00
42¥10,395.83¥4,145.83¥6,250.00¥1,237,500.00
43¥10,375.00¥4,125.00¥6,250.00¥1,231,250.00
44¥10,354.17¥4,104.17¥6,250.00¥1,225,000.00
45¥10,333.33¥4,083.33¥6,250.00¥1,218,750.00
46¥10,312.50¥4,062.50¥6,250.00¥1,212,500.00
47¥10,291.67¥4,041.67¥6,250.00¥1,206,250.00
48¥10,270.83¥4,020.83¥6,250.00¥1,200,000.00
49¥10,250.00¥4,000.00¥6,250.00¥1,193,750.00
50¥10,229.17¥3,979.17¥6,250.00¥1,187,500.00
51¥10,208.33¥3,958.33¥6,250.00¥1,181,250.00
52¥10,187.50¥3,937.50¥6,250.00¥1,175,000.00
53¥10,166.67¥3,916.67¥6,250.00¥1,168,750.00
54¥10,145.83¥3,895.83¥6,250.00¥1,162,500.00
55¥10,125.00¥3,875.00¥6,250.00¥1,156,250.00
56¥10,104.17¥3,854.17¥6,250.00¥1,150,000.00
57¥10,083.33¥3,833.33¥6,250.00¥1,143,750.00
58¥10,062.50¥3,812.50¥6,250.00¥1,137,500.00
59¥10,041.67¥3,791.67¥6,250.00¥1,131,250.00
60¥10,020.83¥3,770.83¥6,250.00¥1,125,000.00
61¥10,000.00¥3,750.00¥6,250.00¥1,118,750.00
62¥9,979.17¥3,729.17¥6,250.00¥1,112,500.00
63¥9,958.33¥3,708.33¥6,250.00¥1,106,250.00
64¥9,937.50¥3,687.50¥6,250.00¥1,100,000.00
65¥9,916.67¥3,666.67¥6,250.00¥1,093,750.00
66¥9,895.83¥3,645.83¥6,250.00¥1,087,500.00
67¥9,875.00¥3,625.00¥6,250.00¥1,081,250.00
68¥9,854.17¥3,604.17¥6,250.00¥1,075,000.00
69¥9,833.33¥3,583.33¥6,250.00¥1,068,750.00
70¥9,812.50¥3,562.50¥6,250.00¥1,062,500.00
71¥9,791.67¥3,541.67¥6,250.00¥1,056,250.00
72¥9,770.83¥3,520.83¥6,250.00¥1,050,000.00
73¥9,750.00¥3,500.00¥6,250.00¥1,043,750.00
74¥9,729.17¥3,479.17¥6,250.00¥1,037,500.00
75¥9,708.33¥3,458.33¥6,250.00¥1,031,250.00
76¥9,687.50¥3,437.50¥6,250.00¥1,025,000.00
77¥9,666.67¥3,416.67¥6,250.00¥1,018,750.00
78¥9,645.83¥3,395.83¥6,250.00¥1,012,500.00
79¥9,625.00¥3,375.00¥6,250.00¥1,006,250.00
80¥9,604.17¥3,354.17¥6,250.00¥1,000,000.00
81¥9,583.33¥3,333.33¥6,250.00¥993,750.00
82¥9,562.50¥3,312.50¥6,250.00¥987,500.00
83¥9,541.67¥3,291.67¥6,250.00¥981,250.00
84¥9,520.83¥3,270.83¥6,250.00¥975,000.00
85¥9,500.00¥3,250.00¥6,250.00¥968,750.00
86¥9,479.17¥3,229.17¥6,250.00¥962,500.00
87¥9,458.33¥3,208.33¥6,250.00¥956,250.00
88¥9,437.50¥3,187.50¥6,250.00¥950,000.00
89¥9,416.67¥3,166.67¥6,250.00¥943,750.00
90¥9,395.83¥3,145.83¥6,250.00¥937,500.00
91¥9,375.00¥3,125.00¥6,250.00¥931,250.00
92¥9,354.17¥3,104.17¥6,250.00¥925,000.00
93¥9,333.33¥3,083.33¥6,250.00¥918,750.00
94¥9,312.50¥3,062.50¥6,250.00¥912,500.00
95¥9,291.67¥3,041.67¥6,250.00¥906,250.00
96¥9,270.83¥3,020.83¥6,250.00¥900,000.00
97¥9,250.00¥3,000.00¥6,250.00¥893,750.00
98¥9,229.17¥2,979.17¥6,250.00¥887,500.00
99¥9,208.33¥2,958.33¥6,250.00¥881,250.00
100¥9,187.50¥2,937.50¥6,250.00¥875,000.00
101¥9,166.67¥2,916.67¥6,250.00¥868,750.00
102¥9,145.83¥2,895.83¥6,250.00¥862,500.00
103¥9,125.00¥2,875.00¥6,250.00¥856,250.00
104¥9,104.17¥2,854.17¥6,250.00¥850,000.00
105¥9,083.33¥2,833.33¥6,250.00¥843,750.00
106¥9,062.50¥2,812.50¥6,250.00¥837,500.00
107¥9,041.67¥2,791.67¥6,250.00¥831,250.00
108¥9,020.83¥2,770.83¥6,250.00¥825,000.00
109¥9,000.00¥2,750.00¥6,250.00¥818,750.00
110¥8,979.17¥2,729.17¥6,250.00¥812,500.00
111¥8,958.33¥2,708.33¥6,250.00¥806,250.00
112¥8,937.50¥2,687.50¥6,250.00¥800,000.00
113¥8,916.67¥2,666.67¥6,250.00¥793,750.00
114¥8,895.83¥2,645.83¥6,250.00¥787,500.00
115¥8,875.00¥2,625.00¥6,250.00¥781,250.00
116¥8,854.17¥2,604.17¥6,250.00¥775,000.00
117¥8,833.33¥2,583.33¥6,250.00¥768,750.00
118¥8,812.50¥2,562.50¥6,250.00¥762,500.00
119¥8,791.67¥2,541.67¥6,250.00¥756,250.00
120¥8,770.83¥2,520.83¥6,250.00¥750,000.00
121¥8,750.00¥2,500.00¥6,250.00¥743,750.00
122¥8,729.17¥2,479.17¥6,250.00¥737,500.00
123¥8,708.33¥2,458.33¥6,250.00¥731,250.00
124¥8,687.50¥2,437.50¥6,250.00¥725,000.00
125¥8,666.67¥2,416.67¥6,250.00¥718,750.00
126¥8,645.83¥2,395.83¥6,250.00¥712,500.00
127¥8,625.00¥2,375.00¥6,250.00¥706,250.00
128¥8,604.17¥2,354.17¥6,250.00¥700,000.00
129¥8,583.33¥2,333.33¥6,250.00¥693,750.00
130¥8,562.50¥2,312.50¥6,250.00¥687,500.00
131¥8,541.67¥2,291.67¥6,250.00¥681,250.00
132¥8,520.83¥2,270.83¥6,250.00¥675,000.00
133¥8,500.00¥2,250.00¥6,250.00¥668,750.00
134¥8,479.17¥2,229.17¥6,250.00¥662,500.00
135¥8,458.33¥2,208.33¥6,250.00¥656,250.00
136¥8,437.50¥2,187.50¥6,250.00¥650,000.00
137¥8,416.67¥2,166.67¥6,250.00¥643,750.00
138¥8,395.83¥2,145.83¥6,250.00¥637,500.00
139¥8,375.00¥2,125.00¥6,250.00¥631,250.00
140¥8,354.17¥2,104.17¥6,250.00¥625,000.00
141¥8,333.33¥2,083.33¥6,250.00¥618,750.00
142¥8,312.50¥2,062.50¥6,250.00¥612,500.00
143¥8,291.67¥2,041.67¥6,250.00¥606,250.00
144¥8,270.83¥2,020.83¥6,250.00¥600,000.00
145¥8,250.00¥2,000.00¥6,250.00¥593,750.00
146¥8,229.17¥1,979.17¥6,250.00¥587,500.00
147¥8,208.33¥1,958.33¥6,250.00¥581,250.00
148¥8,187.50¥1,937.50¥6,250.00¥575,000.00
149¥8,166.67¥1,916.67¥6,250.00¥568,750.00
150¥8,145.83¥1,895.83¥6,250.00¥562,500.00
151¥8,125.00¥1,875.00¥6,250.00¥556,250.00
152¥8,104.17¥1,854.17¥6,250.00¥550,000.00
153¥8,083.33¥1,833.33¥6,250.00¥543,750.00
154¥8,062.50¥1,812.50¥6,250.00¥537,500.00
155¥8,041.67¥1,791.67¥6,250.00¥531,250.00
156¥8,020.83¥1,770.83¥6,250.00¥525,000.00
157¥8,000.00¥1,750.00¥6,250.00¥518,750.00
158¥7,979.17¥1,729.17¥6,250.00¥512,500.00
159¥7,958.33¥1,708.33¥6,250.00¥506,250.00
160¥7,937.50¥1,687.50¥6,250.00¥500,000.00
161¥7,916.67¥1,666.67¥6,250.00¥493,750.00
162¥7,895.83¥1,645.83¥6,250.00¥487,500.00
163¥7,875.00¥1,625.00¥6,250.00¥481,250.00
164¥7,854.17¥1,604.17¥6,250.00¥475,000.00
165¥7,833.33¥1,583.33¥6,250.00¥468,750.00
166¥7,812.50¥1,562.50¥6,250.00¥462,500.00
167¥7,791.67¥1,541.67¥6,250.00¥456,250.00
168¥7,770.83¥1,520.83¥6,250.00¥450,000.00
169¥7,750.00¥1,500.00¥6,250.00¥443,750.00
170¥7,729.17¥1,479.17¥6,250.00¥437,500.00
171¥7,708.33¥1,458.33¥6,250.00¥431,250.00
172¥7,687.50¥1,437.50¥6,250.00¥425,000.00
173¥7,666.67¥1,416.67¥6,250.00¥418,750.00
174¥7,645.83¥1,395.83¥6,250.00¥412,500.00
175¥7,625.00¥1,375.00¥6,250.00¥406,250.00
176¥7,604.17¥1,354.17¥6,250.00¥400,000.00
177¥7,583.33¥1,333.33¥6,250.00¥393,750.00
178¥7,562.50¥1,312.50¥6,250.00¥387,500.00
179¥7,541.67¥1,291.67¥6,250.00¥381,250.00
180¥7,520.83¥1,270.83¥6,250.00¥375,000.00
181¥7,500.00¥1,250.00¥6,250.00¥368,750.00
182¥7,479.17¥1,229.17¥6,250.00¥362,500.00
183¥7,458.33¥1,208.33¥6,250.00¥356,250.00
184¥7,437.50¥1,187.50¥6,250.00¥350,000.00
185¥7,416.67¥1,166.67¥6,250.00¥343,750.00
186¥7,395.83¥1,145.83¥6,250.00¥337,500.00
187¥7,375.00¥1,125.00¥6,250.00¥331,250.00
188¥7,354.17¥1,104.17¥6,250.00¥325,000.00
189¥7,333.33¥1,083.33¥6,250.00¥318,750.00
190¥7,312.50¥1,062.50¥6,250.00¥312,500.00
191¥7,291.67¥1,041.67¥6,250.00¥306,250.00
192¥7,270.83¥1,020.83¥6,250.00¥300,000.00
193¥7,250.00¥1,000.00¥6,250.00¥293,750.00
194¥7,229.17¥979.17¥6,250.00¥287,500.00
195¥7,208.33¥958.33¥6,250.00¥281,250.00
196¥7,187.50¥937.50¥6,250.00¥275,000.00
197¥7,166.67¥916.67¥6,250.00¥268,750.00
198¥7,145.83¥895.83¥6,250.00¥262,500.00
199¥7,125.00¥875.00¥6,250.00¥256,250.00
200¥7,104.17¥854.17¥6,250.00¥250,000.00
201¥7,083.33¥833.33¥6,250.00¥243,750.00
202¥7,062.50¥812.50¥6,250.00¥237,500.00
203¥7,041.67¥791.67¥6,250.00¥231,250.00
204¥7,020.83¥770.83¥6,250.00¥225,000.00
205¥7,000.00¥750.00¥6,250.00¥218,750.00
206¥6,979.17¥729.17¥6,250.00¥212,500.00
207¥6,958.33¥708.33¥6,250.00¥206,250.00
208¥6,937.50¥687.50¥6,250.00¥200,000.00
209¥6,916.67¥666.67¥6,250.00¥193,750.00
210¥6,895.83¥645.83¥6,250.00¥187,500.00
211¥6,875.00¥625.00¥6,250.00¥181,250.00
212¥6,854.17¥604.17¥6,250.00¥175,000.00
213¥6,833.33¥583.33¥6,250.00¥168,750.00
214¥6,812.50¥562.50¥6,250.00¥162,500.00
215¥6,791.67¥541.67¥6,250.00¥156,250.00
216¥6,770.83¥520.83¥6,250.00¥150,000.00
217¥6,750.00¥500.00¥6,250.00¥143,750.00
218¥6,729.17¥479.17¥6,250.00¥137,500.00
219¥6,708.33¥458.33¥6,250.00¥131,250.00
220¥6,687.50¥437.50¥6,250.00¥125,000.00
221¥6,666.67¥416.67¥6,250.00¥118,750.00
222¥6,645.83¥395.83¥6,250.00¥112,500.00
223¥6,625.00¥375.00¥6,250.00¥106,250.00
224¥6,604.17¥354.17¥6,250.00¥100,000.00
225¥6,583.33¥333.33¥6,250.00¥93,750.00
226¥6,562.50¥312.50¥6,250.00¥87,500.00
227¥6,541.67¥291.67¥6,250.00¥81,250.00
228¥6,520.83¥270.83¥6,250.00¥75,000.00
229¥6,500.00¥250.00¥6,250.00¥68,750.00
230¥6,479.17¥229.17¥6,250.00¥62,500.00
231¥6,458.33¥208.33¥6,250.00¥56,250.00
232¥6,437.50¥187.50¥6,250.00¥50,000.00
233¥6,416.67¥166.67¥6,250.00¥43,750.00
234¥6,395.83¥145.83¥6,250.00¥37,500.00
235¥6,375.00¥125.00¥6,250.00¥31,250.00
236¥6,354.17¥104.17¥6,250.00¥25,000.00
237¥6,333.33¥83.33¥6,250.00¥18,750.00
238¥6,312.50¥62.50¥6,250.00¥12,500.00
239¥6,291.67¥41.67¥6,250.00¥6,250.00
240¥6,270.83¥20.83¥6,250.00¥0.00
2025年 - 期房房贷流程及注意事项

1. 贷款预审与首付时间

在选房后,通常需在2~3天内完成贷款预审及首付款支付。时间紧张,务必提前准备好相关材料。如首付日期恰逢周末,建议提前向银行申请大额转账或POS刷卡,避免出现支付困难。

2. 流程说明

在售楼处,银行经理会先进行贷款材料预审。获得银行预审单后,带着此单到销售经理处支付首付,销售经理会提供POS机单和收款回执单。确保当天获取以下文件:

  • 银行预审单(交给销售经理,自己拍照保存,后续网签时需要)
  • POS机单
  • 收款回执单(保存好,后续网签时使用)

3. 首付金额

贷款首付最低为总房款的30%。境外人士可能需要支付总价的40%才可办理贷款。

4. 贷款预审所需材料

  • 收入证明(向公司申请并加盖人事印章)
  • 最近一年银行工资卡流水(可通过银行APP申请)
  • 社保证明
  • 公积金对账单(如需办理组合贷款或公积金贷款)
  • 征信报告(可通过中国银行APP申请,或到当地中国人民银行办理)

5. 贷款预审要求

一般来说,您的平均月薪应当大于等于贷款月供的两倍。可通过贷款计算器自行预估是否符合条件。