2025贷款计算器 - 最新利率比较/试算


1	¥18,179.41	¥10,000.00	¥8,179.41	¥2,991,820.59
2	¥18,179.41	¥9,972.74	¥8,206.67	¥2,983,613.92
3	¥18,179.41	¥9,945.38	¥8,234.03	¥2,975,379.89
4	¥18,179.41	¥9,917.93	¥8,261.48	¥2,967,118.41
5	¥18,179.41	¥9,890.39	¥8,289.02	¥2,958,829.39
6	¥18,179.41	¥9,862.76	¥8,316.65	¥2,950,512.75
7	¥18,179.41	¥9,835.04	¥8,344.37	¥2,942,168.38
8	¥18,179.41	¥9,807.23	¥8,372.18	¥2,933,796.20
9	¥18,179.41	¥9,779.32	¥8,400.09	¥2,925,396.11
10	¥18,179.41	¥9,751.32	¥8,428.09	¥2,916,968.02
11	¥18,179.41	¥9,723.23	¥8,456.18	¥2,908,511.84
12	¥18,179.41	¥9,695.04	¥8,484.37	¥2,900,027.47
13	¥18,179.41	¥9,666.76	¥8,512.65	¥2,891,514.81
14	¥18,179.41	¥9,638.38	¥8,541.03	¥2,882,973.79
15	¥18,179.41	¥9,609.91	¥8,569.50	¥2,874,404.29
16	¥18,179.41	¥9,581.35	¥8,598.06	¥2,865,806.23
17	¥18,179.41	¥9,552.69	¥8,626.72	¥2,857,179.51
18	¥18,179.41	¥9,523.93	¥8,655.48	¥2,848,524.03
19	¥18,179.41	¥9,495.08	¥8,684.33	¥2,839,839.70
20	¥18,179.41	¥9,466.13	¥8,713.28	¥2,831,126.42
21	¥18,179.41	¥9,437.09	¥8,742.32	¥2,822,384.10
22	¥18,179.41	¥9,407.95	¥8,771.46	¥2,813,612.64
23	¥18,179.41	¥9,378.71	¥8,800.70	¥2,804,811.93
24	¥18,179.41	¥9,349.37	¥8,830.04	¥2,795,981.90
25	¥18,179.41	¥9,319.94	¥8,859.47	¥2,787,122.43
26	¥18,179.41	¥9,290.41	¥8,889.00	¥2,778,233.43
27	¥18,179.41	¥9,260.78	¥8,918.63	¥2,769,314.79
28	¥18,179.41	¥9,231.05	¥8,948.36	¥2,760,366.43
29	¥18,179.41	¥9,201.22	¥8,978.19	¥2,751,388.24
30	¥18,179.41	¥9,171.29	¥9,008.12	¥2,742,380.13
31	¥18,179.41	¥9,141.27	¥9,038.14	¥2,733,341.99
32	¥18,179.41	¥9,111.14	¥9,068.27	¥2,724,273.72
33	¥18,179.41	¥9,080.91	¥9,098.50	¥2,715,175.22
34	¥18,179.41	¥9,050.58	¥9,128.83	¥2,706,046.39
35	¥18,179.41	¥9,020.15	¥9,159.26	¥2,696,887.14
36	¥18,179.41	¥8,989.62	¥9,189.79	¥2,687,697.35
37	¥18,179.41	¥8,958.99	¥9,220.42	¥2,678,476.93
38	¥18,179.41	¥8,928.26	¥9,251.15	¥2,669,225.78
39	¥18,179.41	¥8,897.42	¥9,281.99	¥2,659,943.79
40	¥18,179.41	¥8,866.48	¥9,312.93	¥2,650,630.86
41	¥18,179.41	¥8,835.44	¥9,343.97	¥2,641,286.88
42	¥18,179.41	¥8,804.29	¥9,375.12	¥2,631,911.76
43	¥18,179.41	¥8,773.04	¥9,406.37	¥2,622,505.39
44	¥18,179.41	¥8,741.68	¥9,437.73	¥2,613,067.67
45	¥18,179.41	¥8,710.23	¥9,469.18	¥2,603,598.48
46	¥18,179.41	¥8,678.66	¥9,500.75	¥2,594,097.74
47	¥18,179.41	¥8,646.99	¥9,532.42	¥2,584,565.32
48	¥18,179.41	¥8,615.22	¥9,564.19	¥2,575,001.13
49	¥18,179.41	¥8,583.34	¥9,596.07	¥2,565,405.05
50	¥18,179.41	¥8,551.35	¥9,628.06	¥2,555,776.99
51	¥18,179.41	¥8,519.26	¥9,660.15	¥2,546,116.84
52	¥18,179.41	¥8,487.06	¥9,692.35	¥2,536,424.49
53	¥18,179.41	¥8,454.75	¥9,724.66	¥2,526,699.83
54	¥18,179.41	¥8,422.33	¥9,757.08	¥2,516,942.75
55	¥18,179.41	¥8,389.81	¥9,789.60	¥2,507,153.15
56	¥18,179.41	¥8,357.18	¥9,822.23	¥2,497,330.91
57	¥18,179.41	¥8,324.44	¥9,854.97	¥2,487,475.94
58	¥18,179.41	¥8,291.59	¥9,887.82	¥2,477,588.12
59	¥18,179.41	¥8,258.63	¥9,920.78	¥2,467,667.33
60	¥18,179.41	¥8,225.56	¥9,953.85	¥2,457,713.48
61	¥18,179.41	¥8,192.38	¥9,987.03	¥2,447,726.45
62	¥18,179.41	¥8,159.09	¥10,020.32	¥2,437,706.13
63	¥18,179.41	¥8,125.69	¥10,053.72	¥2,427,652.41
64	¥18,179.41	¥8,092.17	¥10,087.24	¥2,417,565.17
65	¥18,179.41	¥8,058.55	¥10,120.86	¥2,407,444.31
66	¥18,179.41	¥8,024.81	¥10,154.60	¥2,397,289.72
67	¥18,179.41	¥7,990.97	¥10,188.44	¥2,387,101.27
68	¥18,179.41	¥7,957.00	¥10,222.41	¥2,376,878.87
69	¥18,179.41	¥7,922.93	¥10,256.48	¥2,366,622.39
70	¥18,179.41	¥7,888.74	¥10,290.67	¥2,356,331.72
71	¥18,179.41	¥7,854.44	¥10,324.97	¥2,346,006.75
72	¥18,179.41	¥7,820.02	¥10,359.39	¥2,335,647.36
73	¥18,179.41	¥7,785.49	¥10,393.92	¥2,325,253.44
74	¥18,179.41	¥7,750.84	¥10,428.57	¥2,314,824.88
75	¥18,179.41	¥7,716.08	¥10,463.33	¥2,304,361.55
76	¥18,179.41	¥7,681.21	¥10,498.20	¥2,293,863.34
77	¥18,179.41	¥7,646.21	¥10,533.20	¥2,283,330.15
78	¥18,179.41	¥7,611.10	¥10,568.31	¥2,272,761.84
79	¥18,179.41	¥7,575.87	¥10,603.54	¥2,262,158.30
80	¥18,179.41	¥7,540.53	¥10,638.88	¥2,251,519.42
81	¥18,179.41	¥7,505.06	¥10,674.35	¥2,240,845.07
82	¥18,179.41	¥7,469.48	¥10,709.93	¥2,230,135.15
83	¥18,179.41	¥7,433.78	¥10,745.63	¥2,219,389.52
84	¥18,179.41	¥7,397.97	¥10,781.44	¥2,208,608.07
85	¥18,179.41	¥7,362.03	¥10,817.38	¥2,197,790.69
86	¥18,179.41	¥7,325.97	¥10,853.44	¥2,186,937.25
87	¥18,179.41	¥7,289.79	¥10,889.62	¥2,176,047.63
88	¥18,179.41	¥7,253.49	¥10,925.92	¥2,165,121.71
89	¥18,179.41	¥7,217.07	¥10,962.34	¥2,154,159.38
90	¥18,179.41	¥7,180.53	¥10,998.88	¥2,143,160.50
91	¥18,179.41	¥7,143.87	¥11,035.54	¥2,132,124.96
92	¥18,179.41	¥7,107.08	¥11,072.33	¥2,121,052.63
93	¥18,179.41	¥7,070.18	¥11,109.23	¥2,109,943.40
94	¥18,179.41	¥7,033.14	¥11,146.27	¥2,098,797.13
95	¥18,179.41	¥6,995.99	¥11,183.42	¥2,087,613.71
96	¥18,179.41	¥6,958.71	¥11,220.70	¥2,076,393.01
97	¥18,179.41	¥6,921.31	¥11,258.10	¥2,065,134.91
98	¥18,179.41	¥6,883.78	¥11,295.63	¥2,053,839.29
99	¥18,179.41	¥6,846.13	¥11,333.28	¥2,042,506.01
100	¥18,179.41	¥6,808.35	¥11,371.06	¥2,031,134.95
101	¥18,179.41	¥6,770.45	¥11,408.96	¥2,019,725.99
102	¥18,179.41	¥6,732.42	¥11,446.99	¥2,008,279.00
103	¥18,179.41	¥6,694.26	¥11,485.15	¥1,996,793.85
104	¥18,179.41	¥6,655.98	¥11,523.43	¥1,985,270.42
105	¥18,179.41	¥6,617.57	¥11,561.84	¥1,973,708.58
106	¥18,179.41	¥6,579.03	¥11,600.38	¥1,962,108.20
107	¥18,179.41	¥6,540.36	¥11,639.05	¥1,950,469.15
108	¥18,179.41	¥6,501.56	¥11,677.85	¥1,938,791.31
109	¥18,179.41	¥6,462.64	¥11,716.77	¥1,927,074.53
110	¥18,179.41	¥6,423.58	¥11,755.83	¥1,915,318.71
111	¥18,179.41	¥6,384.40	¥11,795.01	¥1,903,523.69
112	¥18,179.41	¥6,345.08	¥11,834.33	¥1,891,689.36
113	¥18,179.41	¥6,305.63	¥11,873.78	¥1,879,815.58
114	¥18,179.41	¥6,266.05	¥11,913.36	¥1,867,902.22
115	¥18,179.41	¥6,226.34	¥11,953.07	¥1,855,949.15
116	¥18,179.41	¥6,186.50	¥11,992.91	¥1,843,956.24
117	¥18,179.41	¥6,146.52	¥12,032.89	¥1,831,923.35
118	¥18,179.41	¥6,106.41	¥12,073.00	¥1,819,850.35
119	¥18,179.41	¥6,066.17	¥12,113.24	¥1,807,737.11
120	¥18,179.41	¥6,025.79	¥12,153.62	¥1,795,583.49
121	¥18,179.41	¥5,985.28	¥12,194.13	¥1,783,389.36
122	¥18,179.41	¥5,944.63	¥12,234.78	¥1,771,154.58
123	¥18,179.41	¥5,903.85	¥12,275.56	¥1,758,879.02
124	¥18,179.41	¥5,862.93	¥12,316.48	¥1,746,562.54
125	¥18,179.41	¥5,821.88	¥12,357.53	¥1,734,205.01
126	¥18,179.41	¥5,780.68	¥12,398.73	¥1,721,806.28
127	¥18,179.41	¥5,739.35	¥12,440.06	¥1,709,366.22
128	¥18,179.41	¥5,697.89	¥12,481.52	¥1,696,884.70
129	¥18,179.41	¥5,656.28	¥12,523.13	¥1,684,361.57
130	¥18,179.41	¥5,614.54	¥12,564.87	¥1,671,796.70
131	¥18,179.41	¥5,572.66	¥12,606.75	¥1,659,189.95
132	¥18,179.41	¥5,530.63	¥12,648.78	¥1,646,541.17
133	¥18,179.41	¥5,488.47	¥12,690.94	¥1,633,850.23
134	¥18,179.41	¥5,446.17	¥12,733.24	¥1,621,116.99
135	¥18,179.41	¥5,403.72	¥12,775.69	¥1,608,341.30
136	¥18,179.41	¥5,361.14	¥12,818.27	¥1,595,523.03
137	¥18,179.41	¥5,318.41	¥12,861.00	¥1,582,662.03
138	¥18,179.41	¥5,275.54	¥12,903.87	¥1,569,758.16
139	¥18,179.41	¥5,232.53	¥12,946.88	¥1,556,811.28
140	¥18,179.41	¥5,189.37	¥12,990.04	¥1,543,821.24
141	¥18,179.41	¥5,146.07	¥13,033.34	¥1,530,787.90
142	¥18,179.41	¥5,102.63	¥13,076.78	¥1,517,711.12
143	¥18,179.41	¥5,059.04	¥13,120.37	¥1,504,590.75
144	¥18,179.41	¥5,015.30	¥13,164.11	¥1,491,426.64
145	¥18,179.41	¥4,971.42	¥13,207.99	¥1,478,218.65
146	¥18,179.41	¥4,927.40	¥13,252.01	¥1,464,966.64
147	¥18,179.41	¥4,883.22	¥13,296.19	¥1,451,670.45
148	¥18,179.41	¥4,838.90	¥13,340.51	¥1,438,329.94
149	¥18,179.41	¥4,794.43	¥13,384.98	¥1,424,944.96
150	¥18,179.41	¥4,749.82	¥13,429.59	¥1,411,515.37
151	¥18,179.41	¥4,705.05	¥13,474.36	¥1,398,041.01
152	¥18,179.41	¥4,660.14	¥13,519.27	¥1,384,521.74
153	¥18,179.41	¥4,615.07	¥13,564.34	¥1,370,957.40
154	¥18,179.41	¥4,569.86	¥13,609.55	¥1,357,347.85
155	¥18,179.41	¥4,524.49	¥13,654.92	¥1,343,692.93
156	¥18,179.41	¥4,478.98	¥13,700.43	¥1,329,992.50
157	¥18,179.41	¥4,433.31	¥13,746.10	¥1,316,246.40
158	¥18,179.41	¥4,387.49	¥13,791.92	¥1,302,454.47
159	¥18,179.41	¥4,341.51	¥13,837.89	¥1,288,616.58
160	¥18,179.41	¥4,295.39	¥13,884.02	¥1,274,732.56
161	¥18,179.41	¥4,249.11	¥13,930.30	¥1,260,802.26
162	¥18,179.41	¥4,202.67	¥13,976.74	¥1,246,825.52
163	¥18,179.41	¥4,156.09	¥14,023.32	¥1,232,802.20
164	¥18,179.41	¥4,109.34	¥14,070.07	¥1,218,732.13
165	¥18,179.41	¥4,062.44	¥14,116.97	¥1,204,615.16
166	¥18,179.41	¥4,015.38	¥14,164.03	¥1,190,451.13
167	¥18,179.41	¥3,968.17	¥14,211.24	¥1,176,239.89
168	¥18,179.41	¥3,920.80	¥14,258.61	¥1,161,981.28
169	¥18,179.41	¥3,873.27	¥14,306.14	¥1,147,675.14
170	¥18,179.41	¥3,825.58	¥14,353.83	¥1,133,321.32
171	¥18,179.41	¥3,777.74	¥14,401.67	¥1,118,919.64
172	¥18,179.41	¥3,729.73	¥14,449.68	¥1,104,469.97
173	¥18,179.41	¥3,681.57	¥14,497.84	¥1,089,972.12
174	¥18,179.41	¥3,633.24	¥14,546.17	¥1,075,425.95
175	¥18,179.41	¥3,584.75	¥14,594.66	¥1,060,831.30
176	¥18,179.41	¥3,536.10	¥14,643.31	¥1,046,187.99
177	¥18,179.41	¥3,487.29	¥14,692.12	¥1,031,495.88
178	¥18,179.41	¥3,438.32	¥14,741.09	¥1,016,754.78
179	¥18,179.41	¥3,389.18	¥14,790.23	¥1,001,964.56
180	¥18,179.41	¥3,339.88	¥14,839.53	¥987,125.03
181	¥18,179.41	¥3,290.42	¥14,888.99	¥972,236.04
182	¥18,179.41	¥3,240.79	¥14,938.62	¥957,297.41
183	¥18,179.41	¥3,190.99	¥14,988.42	¥942,308.99
184	¥18,179.41	¥3,141.03	¥15,038.38	¥927,270.62
185	¥18,179.41	¥3,090.90	¥15,088.51	¥912,182.11
186	¥18,179.41	¥3,040.61	¥15,138.80	¥897,043.30
187	¥18,179.41	¥2,990.14	¥15,189.27	¥881,854.04
188	¥18,179.41	¥2,939.51	¥15,239.90	¥866,614.14
189	¥18,179.41	¥2,888.71	¥15,290.70	¥851,323.45
190	¥18,179.41	¥2,837.74	¥15,341.67	¥835,981.78
191	¥18,179.41	¥2,786.61	¥15,392.80	¥820,588.98
192	¥18,179.41	¥2,735.30	¥15,444.11	¥805,144.86
193	¥18,179.41	¥2,683.82	¥15,495.59	¥789,649.27
194	¥18,179.41	¥2,632.16	¥15,547.25	¥774,102.02
195	¥18,179.41	¥2,580.34	¥15,599.07	¥758,502.95
196	¥18,179.41	¥2,528.34	¥15,651.07	¥742,851.89
197	¥18,179.41	¥2,476.17	¥15,703.24	¥727,148.65
198	¥18,179.41	¥2,423.83	¥15,755.58	¥711,393.07
199	¥18,179.41	¥2,371.31	¥15,808.10	¥695,584.97
200	¥18,179.41	¥2,318.62	¥15,860.79	¥679,724.18
201	¥18,179.41	¥2,265.75	¥15,913.66	¥663,810.51
202	¥18,179.41	¥2,212.70	¥15,966.71	¥647,843.81
203	¥18,179.41	¥2,159.48	¥16,019.93	¥631,823.88
204	¥18,179.41	¥2,106.08	¥16,073.33	¥615,750.55
205	¥18,179.41	¥2,052.50	¥16,126.91	¥599,623.64
206	¥18,179.41	¥1,998.75	¥16,180.66	¥583,442.97
207	¥18,179.41	¥1,944.81	¥16,234.60	¥567,208.37
208	¥18,179.41	¥1,890.69	¥16,288.72	¥550,919.66
209	¥18,179.41	¥1,836.40	¥16,343.01	¥534,576.65
210	¥18,179.41	¥1,781.92	¥16,397.49	¥518,179.16
211	¥18,179.41	¥1,727.26	¥16,452.15	¥501,727.01
212	¥18,179.41	¥1,672.42	¥16,506.99	¥485,220.03
213	¥18,179.41	¥1,617.40	¥16,562.01	¥468,658.02
214	¥18,179.41	¥1,562.19	¥16,617.22	¥452,040.80
215	¥18,179.41	¥1,506.80	¥16,672.61	¥435,368.19
216	¥18,179.41	¥1,451.23	¥16,728.18	¥418,640.01
217	¥18,179.41	¥1,395.47	¥16,783.94	¥401,856.07
218	¥18,179.41	¥1,339.52	¥16,839.89	¥385,016.18
219	¥18,179.41	¥1,283.39	¥16,896.02	¥368,120.16
220	¥18,179.41	¥1,227.07	¥16,952.34	¥351,167.81
221	¥18,179.41	¥1,170.56	¥17,008.85	¥334,158.96
222	¥18,179.41	¥1,113.86	¥17,065.55	¥317,093.42
223	¥18,179.41	¥1,056.98	¥17,122.43	¥299,970.98
224	¥18,179.41	¥999.90	¥17,179.51	¥282,791.48
225	¥18,179.41	¥942.64	¥17,236.77	¥265,554.71
226	¥18,179.41	¥885.18	¥17,294.23	¥248,260.48
227	¥18,179.41	¥827.53	¥17,351.87	¥230,908.60
228	¥18,179.41	¥769.70	¥17,409.71	¥213,498.89
229	¥18,179.41	¥711.66	¥17,467.75	¥196,031.14
230	¥18,179.41	¥653.44	¥17,525.97	¥178,505.17
231	¥18,179.41	¥595.02	¥17,584.39	¥160,920.78
232	¥18,179.41	¥536.40	¥17,643.01	¥143,277.77
233	¥18,179.41	¥477.59	¥17,701.82	¥125,575.95
234	¥18,179.41	¥418.59	¥17,760.82	¥107,815.13
235	¥18,179.41	¥359.38	¥17,820.03	¥89,995.10
236	¥18,179.41	¥299.98	¥17,879.43	¥72,115.68
237	¥18,179.41	¥240.39	¥17,939.02	¥54,176.65
238	¥18,179.41	¥180.59	¥17,998.82	¥36,177.83
239	¥18,179.41	¥120.59	¥18,058.82	¥18,119.01
240	¥18,179.41	¥60.40	¥18,119.01	¥0.00

¥22,500.00

等额本金 / 首月还款金额

贷款类型：等额本金

利息总额：¥1,205,000.00

还款总额：¥4,205,000.00

期数	每月还款	偿还利息	偿还本金	剩余本金


1	¥22,500.00	¥10,000.00	¥12,500.00	¥2,987,500.00
2	¥22,458.33	¥9,958.33	¥12,500.00	¥2,975,000.00
3	¥22,416.67	¥9,916.67	¥12,500.00	¥2,962,500.00
4	¥22,375.00	¥9,875.00	¥12,500.00	¥2,950,000.00
5	¥22,333.33	¥9,833.33	¥12,500.00	¥2,937,500.00
6	¥22,291.67	¥9,791.67	¥12,500.00	¥2,925,000.00
7	¥22,250.00	¥9,750.00	¥12,500.00	¥2,912,500.00
8	¥22,208.33	¥9,708.33	¥12,500.00	¥2,900,000.00
9	¥22,166.67	¥9,666.67	¥12,500.00	¥2,887,500.00
10	¥22,125.00	¥9,625.00	¥12,500.00	¥2,875,000.00
11	¥22,083.33	¥9,583.33	¥12,500.00	¥2,862,500.00
12	¥22,041.67	¥9,541.67	¥12,500.00	¥2,850,000.00
13	¥22,000.00	¥9,500.00	¥12,500.00	¥2,837,500.00
14	¥21,958.33	¥9,458.33	¥12,500.00	¥2,825,000.00
15	¥21,916.67	¥9,416.67	¥12,500.00	¥2,812,500.00
16	¥21,875.00	¥9,375.00	¥12,500.00	¥2,800,000.00
17	¥21,833.33	¥9,333.33	¥12,500.00	¥2,787,500.00
18	¥21,791.67	¥9,291.67	¥12,500.00	¥2,775,000.00
19	¥21,750.00	¥9,250.00	¥12,500.00	¥2,762,500.00
20	¥21,708.33	¥9,208.33	¥12,500.00	¥2,750,000.00
21	¥21,666.67	¥9,166.67	¥12,500.00	¥2,737,500.00
22	¥21,625.00	¥9,125.00	¥12,500.00	¥2,725,000.00
23	¥21,583.33	¥9,083.33	¥12,500.00	¥2,712,500.00
24	¥21,541.67	¥9,041.67	¥12,500.00	¥2,700,000.00
25	¥21,500.00	¥9,000.00	¥12,500.00	¥2,687,500.00
26	¥21,458.33	¥8,958.33	¥12,500.00	¥2,675,000.00
27	¥21,416.67	¥8,916.67	¥12,500.00	¥2,662,500.00
28	¥21,375.00	¥8,875.00	¥12,500.00	¥2,650,000.00
29	¥21,333.33	¥8,833.33	¥12,500.00	¥2,637,500.00
30	¥21,291.67	¥8,791.67	¥12,500.00	¥2,625,000.00
31	¥21,250.00	¥8,750.00	¥12,500.00	¥2,612,500.00
32	¥21,208.33	¥8,708.33	¥12,500.00	¥2,600,000.00
33	¥21,166.67	¥8,666.67	¥12,500.00	¥2,587,500.00
34	¥21,125.00	¥8,625.00	¥12,500.00	¥2,575,000.00
35	¥21,083.33	¥8,583.33	¥12,500.00	¥2,562,500.00
36	¥21,041.67	¥8,541.67	¥12,500.00	¥2,550,000.00
37	¥21,000.00	¥8,500.00	¥12,500.00	¥2,537,500.00
38	¥20,958.33	¥8,458.33	¥12,500.00	¥2,525,000.00
39	¥20,916.67	¥8,416.67	¥12,500.00	¥2,512,500.00
40	¥20,875.00	¥8,375.00	¥12,500.00	¥2,500,000.00
41	¥20,833.33	¥8,333.33	¥12,500.00	¥2,487,500.00
42	¥20,791.67	¥8,291.67	¥12,500.00	¥2,475,000.00
43	¥20,750.00	¥8,250.00	¥12,500.00	¥2,462,500.00
44	¥20,708.33	¥8,208.33	¥12,500.00	¥2,450,000.00
45	¥20,666.67	¥8,166.67	¥12,500.00	¥2,437,500.00
46	¥20,625.00	¥8,125.00	¥12,500.00	¥2,425,000.00
47	¥20,583.33	¥8,083.33	¥12,500.00	¥2,412,500.00
48	¥20,541.67	¥8,041.67	¥12,500.00	¥2,400,000.00
49	¥20,500.00	¥8,000.00	¥12,500.00	¥2,387,500.00
50	¥20,458.33	¥7,958.33	¥12,500.00	¥2,375,000.00
51	¥20,416.67	¥7,916.67	¥12,500.00	¥2,362,500.00
52	¥20,375.00	¥7,875.00	¥12,500.00	¥2,350,000.00
53	¥20,333.33	¥7,833.33	¥12,500.00	¥2,337,500.00
54	¥20,291.67	¥7,791.67	¥12,500.00	¥2,325,000.00
55	¥20,250.00	¥7,750.00	¥12,500.00	¥2,312,500.00
56	¥20,208.33	¥7,708.33	¥12,500.00	¥2,300,000.00
57	¥20,166.67	¥7,666.67	¥12,500.00	¥2,287,500.00
58	¥20,125.00	¥7,625.00	¥12,500.00	¥2,275,000.00
59	¥20,083.33	¥7,583.33	¥12,500.00	¥2,262,500.00
60	¥20,041.67	¥7,541.67	¥12,500.00	¥2,250,000.00
61	¥20,000.00	¥7,500.00	¥12,500.00	¥2,237,500.00
62	¥19,958.33	¥7,458.33	¥12,500.00	¥2,225,000.00
63	¥19,916.67	¥7,416.67	¥12,500.00	¥2,212,500.00
64	¥19,875.00	¥7,375.00	¥12,500.00	¥2,200,000.00
65	¥19,833.33	¥7,333.33	¥12,500.00	¥2,187,500.00
66	¥19,791.67	¥7,291.67	¥12,500.00	¥2,175,000.00
67	¥19,750.00	¥7,250.00	¥12,500.00	¥2,162,500.00
68	¥19,708.33	¥7,208.33	¥12,500.00	¥2,150,000.00
69	¥19,666.67	¥7,166.67	¥12,500.00	¥2,137,500.00
70	¥19,625.00	¥7,125.00	¥12,500.00	¥2,125,000.00
71	¥19,583.33	¥7,083.33	¥12,500.00	¥2,112,500.00
72	¥19,541.67	¥7,041.67	¥12,500.00	¥2,100,000.00
73	¥19,500.00	¥7,000.00	¥12,500.00	¥2,087,500.00
74	¥19,458.33	¥6,958.33	¥12,500.00	¥2,075,000.00
75	¥19,416.67	¥6,916.67	¥12,500.00	¥2,062,500.00
76	¥19,375.00	¥6,875.00	¥12,500.00	¥2,050,000.00
77	¥19,333.33	¥6,833.33	¥12,500.00	¥2,037,500.00
78	¥19,291.67	¥6,791.67	¥12,500.00	¥2,025,000.00
79	¥19,250.00	¥6,750.00	¥12,500.00	¥2,012,500.00
80	¥19,208.33	¥6,708.33	¥12,500.00	¥2,000,000.00
81	¥19,166.67	¥6,666.67	¥12,500.00	¥1,987,500.00
82	¥19,125.00	¥6,625.00	¥12,500.00	¥1,975,000.00
83	¥19,083.33	¥6,583.33	¥12,500.00	¥1,962,500.00
84	¥19,041.67	¥6,541.67	¥12,500.00	¥1,950,000.00
85	¥19,000.00	¥6,500.00	¥12,500.00	¥1,937,500.00
86	¥18,958.33	¥6,458.33	¥12,500.00	¥1,925,000.00
87	¥18,916.67	¥6,416.67	¥12,500.00	¥1,912,500.00
88	¥18,875.00	¥6,375.00	¥12,500.00	¥1,900,000.00
89	¥18,833.33	¥6,333.33	¥12,500.00	¥1,887,500.00
90	¥18,791.67	¥6,291.67	¥12,500.00	¥1,875,000.00
91	¥18,750.00	¥6,250.00	¥12,500.00	¥1,862,500.00
92	¥18,708.33	¥6,208.33	¥12,500.00	¥1,850,000.00
93	¥18,666.67	¥6,166.67	¥12,500.00	¥1,837,500.00
94	¥18,625.00	¥6,125.00	¥12,500.00	¥1,825,000.00
95	¥18,583.33	¥6,083.33	¥12,500.00	¥1,812,500.00
96	¥18,541.67	¥6,041.67	¥12,500.00	¥1,800,000.00
97	¥18,500.00	¥6,000.00	¥12,500.00	¥1,787,500.00
98	¥18,458.33	¥5,958.33	¥12,500.00	¥1,775,000.00
99	¥18,416.67	¥5,916.67	¥12,500.00	¥1,762,500.00
100	¥18,375.00	¥5,875.00	¥12,500.00	¥1,750,000.00
101	¥18,333.33	¥5,833.33	¥12,500.00	¥1,737,500.00
102	¥18,291.67	¥5,791.67	¥12,500.00	¥1,725,000.00
103	¥18,250.00	¥5,750.00	¥12,500.00	¥1,712,500.00
104	¥18,208.33	¥5,708.33	¥12,500.00	¥1,700,000.00
105	¥18,166.67	¥5,666.67	¥12,500.00	¥1,687,500.00
106	¥18,125.00	¥5,625.00	¥12,500.00	¥1,675,000.00
107	¥18,083.33	¥5,583.33	¥12,500.00	¥1,662,500.00
108	¥18,041.67	¥5,541.67	¥12,500.00	¥1,650,000.00
109	¥18,000.00	¥5,500.00	¥12,500.00	¥1,637,500.00
110	¥17,958.33	¥5,458.33	¥12,500.00	¥1,625,000.00
111	¥17,916.67	¥5,416.67	¥12,500.00	¥1,612,500.00
112	¥17,875.00	¥5,375.00	¥12,500.00	¥1,600,000.00
113	¥17,833.33	¥5,333.33	¥12,500.00	¥1,587,500.00
114	¥17,791.67	¥5,291.67	¥12,500.00	¥1,575,000.00
115	¥17,750.00	¥5,250.00	¥12,500.00	¥1,562,500.00
116	¥17,708.33	¥5,208.33	¥12,500.00	¥1,550,000.00
117	¥17,666.67	¥5,166.67	¥12,500.00	¥1,537,500.00
118	¥17,625.00	¥5,125.00	¥12,500.00	¥1,525,000.00
119	¥17,583.33	¥5,083.33	¥12,500.00	¥1,512,500.00
120	¥17,541.67	¥5,041.67	¥12,500.00	¥1,500,000.00
121	¥17,500.00	¥5,000.00	¥12,500.00	¥1,487,500.00
122	¥17,458.33	¥4,958.33	¥12,500.00	¥1,475,000.00
123	¥17,416.67	¥4,916.67	¥12,500.00	¥1,462,500.00
124	¥17,375.00	¥4,875.00	¥12,500.00	¥1,450,000.00
125	¥17,333.33	¥4,833.33	¥12,500.00	¥1,437,500.00
126	¥17,291.67	¥4,791.67	¥12,500.00	¥1,425,000.00
127	¥17,250.00	¥4,750.00	¥12,500.00	¥1,412,500.00
128	¥17,208.33	¥4,708.33	¥12,500.00	¥1,400,000.00
129	¥17,166.67	¥4,666.67	¥12,500.00	¥1,387,500.00
130	¥17,125.00	¥4,625.00	¥12,500.00	¥1,375,000.00
131	¥17,083.33	¥4,583.33	¥12,500.00	¥1,362,500.00
132	¥17,041.67	¥4,541.67	¥12,500.00	¥1,350,000.00
133	¥17,000.00	¥4,500.00	¥12,500.00	¥1,337,500.00
134	¥16,958.33	¥4,458.33	¥12,500.00	¥1,325,000.00
135	¥16,916.67	¥4,416.67	¥12,500.00	¥1,312,500.00
136	¥16,875.00	¥4,375.00	¥12,500.00	¥1,300,000.00
137	¥16,833.33	¥4,333.33	¥12,500.00	¥1,287,500.00
138	¥16,791.67	¥4,291.67	¥12,500.00	¥1,275,000.00
139	¥16,750.00	¥4,250.00	¥12,500.00	¥1,262,500.00
140	¥16,708.33	¥4,208.33	¥12,500.00	¥1,250,000.00
141	¥16,666.67	¥4,166.67	¥12,500.00	¥1,237,500.00
142	¥16,625.00	¥4,125.00	¥12,500.00	¥1,225,000.00
143	¥16,583.33	¥4,083.33	¥12,500.00	¥1,212,500.00
144	¥16,541.67	¥4,041.67	¥12,500.00	¥1,200,000.00
145	¥16,500.00	¥4,000.00	¥12,500.00	¥1,187,500.00
146	¥16,458.33	¥3,958.33	¥12,500.00	¥1,175,000.00
147	¥16,416.67	¥3,916.67	¥12,500.00	¥1,162,500.00
148	¥16,375.00	¥3,875.00	¥12,500.00	¥1,150,000.00
149	¥16,333.33	¥3,833.33	¥12,500.00	¥1,137,500.00
150	¥16,291.67	¥3,791.67	¥12,500.00	¥1,125,000.00
151	¥16,250.00	¥3,750.00	¥12,500.00	¥1,112,500.00
152	¥16,208.33	¥3,708.33	¥12,500.00	¥1,100,000.00
153	¥16,166.67	¥3,666.67	¥12,500.00	¥1,087,500.00
154	¥16,125.00	¥3,625.00	¥12,500.00	¥1,075,000.00
155	¥16,083.33	¥3,583.33	¥12,500.00	¥1,062,500.00
156	¥16,041.67	¥3,541.67	¥12,500.00	¥1,050,000.00
157	¥16,000.00	¥3,500.00	¥12,500.00	¥1,037,500.00
158	¥15,958.33	¥3,458.33	¥12,500.00	¥1,025,000.00
159	¥15,916.67	¥3,416.67	¥12,500.00	¥1,012,500.00
160	¥15,875.00	¥3,375.00	¥12,500.00	¥1,000,000.00
161	¥15,833.33	¥3,333.33	¥12,500.00	¥987,500.00
162	¥15,791.67	¥3,291.67	¥12,500.00	¥975,000.00
163	¥15,750.00	¥3,250.00	¥12,500.00	¥962,500.00
164	¥15,708.33	¥3,208.33	¥12,500.00	¥950,000.00
165	¥15,666.67	¥3,166.67	¥12,500.00	¥937,500.00
166	¥15,625.00	¥3,125.00	¥12,500.00	¥925,000.00
167	¥15,583.33	¥3,083.33	¥12,500.00	¥912,500.00
168	¥15,541.67	¥3,041.67	¥12,500.00	¥900,000.00
169	¥15,500.00	¥3,000.00	¥12,500.00	¥887,500.00
170	¥15,458.33	¥2,958.33	¥12,500.00	¥875,000.00
171	¥15,416.67	¥2,916.67	¥12,500.00	¥862,500.00
172	¥15,375.00	¥2,875.00	¥12,500.00	¥850,000.00
173	¥15,333.33	¥2,833.33	¥12,500.00	¥837,500.00
174	¥15,291.67	¥2,791.67	¥12,500.00	¥825,000.00
175	¥15,250.00	¥2,750.00	¥12,500.00	¥812,500.00
176	¥15,208.33	¥2,708.33	¥12,500.00	¥800,000.00
177	¥15,166.67	¥2,666.67	¥12,500.00	¥787,500.00
178	¥15,125.00	¥2,625.00	¥12,500.00	¥775,000.00
179	¥15,083.33	¥2,583.33	¥12,500.00	¥762,500.00
180	¥15,041.67	¥2,541.67	¥12,500.00	¥750,000.00
181	¥15,000.00	¥2,500.00	¥12,500.00	¥737,500.00
182	¥14,958.33	¥2,458.33	¥12,500.00	¥725,000.00
183	¥14,916.67	¥2,416.67	¥12,500.00	¥712,500.00
184	¥14,875.00	¥2,375.00	¥12,500.00	¥700,000.00
185	¥14,833.33	¥2,333.33	¥12,500.00	¥687,500.00
186	¥14,791.67	¥2,291.67	¥12,500.00	¥675,000.00
187	¥14,750.00	¥2,250.00	¥12,500.00	¥662,500.00
188	¥14,708.33	¥2,208.33	¥12,500.00	¥650,000.00
189	¥14,666.67	¥2,166.67	¥12,500.00	¥637,500.00
190	¥14,625.00	¥2,125.00	¥12,500.00	¥625,000.00
191	¥14,583.33	¥2,083.33	¥12,500.00	¥612,500.00
192	¥14,541.67	¥2,041.67	¥12,500.00	¥600,000.00
193	¥14,500.00	¥2,000.00	¥12,500.00	¥587,500.00
194	¥14,458.33	¥1,958.33	¥12,500.00	¥575,000.00
195	¥14,416.67	¥1,916.67	¥12,500.00	¥562,500.00
196	¥14,375.00	¥1,875.00	¥12,500.00	¥550,000.00
197	¥14,333.33	¥1,833.33	¥12,500.00	¥537,500.00
198	¥14,291.67	¥1,791.67	¥12,500.00	¥525,000.00
199	¥14,250.00	¥1,750.00	¥12,500.00	¥512,500.00
200	¥14,208.33	¥1,708.33	¥12,500.00	¥500,000.00
201	¥14,166.67	¥1,666.67	¥12,500.00	¥487,500.00
202	¥14,125.00	¥1,625.00	¥12,500.00	¥475,000.00
203	¥14,083.33	¥1,583.33	¥12,500.00	¥462,500.00
204	¥14,041.67	¥1,541.67	¥12,500.00	¥450,000.00
205	¥14,000.00	¥1,500.00	¥12,500.00	¥437,500.00
206	¥13,958.33	¥1,458.33	¥12,500.00	¥425,000.00
207	¥13,916.67	¥1,416.67	¥12,500.00	¥412,500.00
208	¥13,875.00	¥1,375.00	¥12,500.00	¥400,000.00
209	¥13,833.33	¥1,333.33	¥12,500.00	¥387,500.00
210	¥13,791.67	¥1,291.67	¥12,500.00	¥375,000.00
211	¥13,750.00	¥1,250.00	¥12,500.00	¥362,500.00
212	¥13,708.33	¥1,208.33	¥12,500.00	¥350,000.00
213	¥13,666.67	¥1,166.67	¥12,500.00	¥337,500.00
214	¥13,625.00	¥1,125.00	¥12,500.00	¥325,000.00
215	¥13,583.33	¥1,083.33	¥12,500.00	¥312,500.00
216	¥13,541.67	¥1,041.67	¥12,500.00	¥300,000.00
217	¥13,500.00	¥1,000.00	¥12,500.00	¥287,500.00
218	¥13,458.33	¥958.33	¥12,500.00	¥275,000.00
219	¥13,416.67	¥916.67	¥12,500.00	¥262,500.00
220	¥13,375.00	¥875.00	¥12,500.00	¥250,000.00
221	¥13,333.33	¥833.33	¥12,500.00	¥237,500.00
222	¥13,291.67	¥791.67	¥12,500.00	¥225,000.00
223	¥13,250.00	¥750.00	¥12,500.00	¥212,500.00
224	¥13,208.33	¥708.33	¥12,500.00	¥200,000.00
225	¥13,166.67	¥666.67	¥12,500.00	¥187,500.00
226	¥13,125.00	¥625.00	¥12,500.00	¥175,000.00
227	¥13,083.33	¥583.33	¥12,500.00	¥162,500.00
228	¥13,041.67	¥541.67	¥12,500.00	¥150,000.00
229	¥13,000.00	¥500.00	¥12,500.00	¥137,500.00
230	¥12,958.33	¥458.33	¥12,500.00	¥125,000.00
231	¥12,916.67	¥416.67	¥12,500.00	¥112,500.00
232	¥12,875.00	¥375.00	¥12,500.00	¥100,000.00
233	¥12,833.33	¥333.33	¥12,500.00	¥87,500.00
234	¥12,791.67	¥291.67	¥12,500.00	¥75,000.00
235	¥12,750.00	¥250.00	¥12,500.00	¥62,500.00
236	¥12,708.33	¥208.33	¥12,500.00	¥50,000.00
237	¥12,666.67	¥166.67	¥12,500.00	¥37,500.00
238	¥12,625.00	¥125.00	¥12,500.00	¥25,000.00
239	¥12,583.33	¥83.33	¥12,500.00	¥12,500.00
240	¥12,541.67	¥41.67	¥12,500.00	¥0.00

2025年 - 期房房贷流程及注意事项

1. 贷款预审与首付时间

在选房后，通常需在2~3天内完成贷款预审及首付款支付。时间紧张，务必提前准备好相关材料。如首付日期恰逢周末，建议提前向银行申请大额转账或POS刷卡，避免出现支付困难。

2. 流程说明

在售楼处，银行经理会先进行贷款材料预审。获得银行预审单后，带着此单到销售经理处支付首付，销售经理会提供POS机单和收款回执单。确保当天获取以下文件：

银行预审单（交给销售经理，自己拍照保存，后续网签时需要）
POS机单
收款回执单（保存好，后续网签时使用）

3. 首付金额

贷款首付最低为总房款的30%。境外人士可能需要支付总价的40%才可办理贷款。

4. 贷款预审所需材料

收入证明（向公司申请并加盖人事印章）
最近一年银行工资卡流水（可通过银行APP申请）
社保证明
公积金对账单（如需办理组合贷款或公积金贷款）
征信报告（可通过中国银行APP申请，或到当地中国人民银行办理）

5. 贷款预审要求

一般来说，您的平均月薪应当大于等于贷款月供的两倍。可通过贷款计算器自行预估是否符合条件。