2025贷款计算器 - 最新利率比较/试算


1	¥36,358.82	¥20,000.00	¥16,358.82	¥5,983,641.18
2	¥36,358.82	¥19,945.47	¥16,413.35	¥5,967,227.83
3	¥36,358.82	¥19,890.76	¥16,468.06	¥5,950,759.77
4	¥36,358.82	¥19,835.87	¥16,522.95	¥5,934,236.82
5	¥36,358.82	¥19,780.79	¥16,578.03	¥5,917,658.79
6	¥36,358.82	¥19,725.53	¥16,633.29	¥5,901,025.50
7	¥36,358.82	¥19,670.08	¥16,688.73	¥5,884,336.76
8	¥36,358.82	¥19,614.46	¥16,744.36	¥5,867,592.40
9	¥36,358.82	¥19,558.64	¥16,800.18	¥5,850,792.22
10	¥36,358.82	¥19,502.64	¥16,856.18	¥5,833,936.04
11	¥36,358.82	¥19,446.45	¥16,912.37	¥5,817,023.67
12	¥36,358.82	¥19,390.08	¥16,968.74	¥5,800,054.93
13	¥36,358.82	¥19,333.52	¥17,025.30	¥5,783,029.63
14	¥36,358.82	¥19,276.77	¥17,082.05	¥5,765,947.58
15	¥36,358.82	¥19,219.83	¥17,138.99	¥5,748,808.58
16	¥36,358.82	¥19,162.70	¥17,196.12	¥5,731,612.46
17	¥36,358.82	¥19,105.37	¥17,253.44	¥5,714,359.01
18	¥36,358.82	¥19,047.86	¥17,310.96	¥5,697,048.05
19	¥36,358.82	¥18,990.16	¥17,368.66	¥5,679,679.40
20	¥36,358.82	¥18,932.26	¥17,426.56	¥5,662,252.84
21	¥36,358.82	¥18,874.18	¥17,484.64	¥5,644,768.20
22	¥36,358.82	¥18,815.89	¥17,542.93	¥5,627,225.27
23	¥36,358.82	¥18,757.42	¥17,601.40	¥5,609,623.87
24	¥36,358.82	¥18,698.75	¥17,660.07	¥5,591,963.80
25	¥36,358.82	¥18,639.88	¥17,718.94	¥5,574,244.85
26	¥36,358.82	¥18,580.82	¥17,778.00	¥5,556,466.85
27	¥36,358.82	¥18,521.56	¥17,837.26	¥5,538,629.59
28	¥36,358.82	¥18,462.10	¥17,896.72	¥5,520,732.87
29	¥36,358.82	¥18,402.44	¥17,956.38	¥5,502,776.49
30	¥36,358.82	¥18,342.59	¥18,016.23	¥5,484,760.26
31	¥36,358.82	¥18,282.53	¥18,076.29	¥5,466,683.97
32	¥36,358.82	¥18,222.28	¥18,136.54	¥5,448,547.43
33	¥36,358.82	¥18,161.82	¥18,196.99	¥5,430,350.44
34	¥36,358.82	¥18,101.17	¥18,257.65	¥5,412,092.79
35	¥36,358.82	¥18,040.31	¥18,318.51	¥5,393,774.28
36	¥36,358.82	¥17,979.25	¥18,379.57	¥5,375,394.70
37	¥36,358.82	¥17,917.98	¥18,440.84	¥5,356,953.87
38	¥36,358.82	¥17,856.51	¥18,502.31	¥5,338,451.56
39	¥36,358.82	¥17,794.84	¥18,563.98	¥5,319,887.58
40	¥36,358.82	¥17,732.96	¥18,625.86	¥5,301,261.72
41	¥36,358.82	¥17,670.87	¥18,687.95	¥5,282,573.77
42	¥36,358.82	¥17,608.58	¥18,750.24	¥5,263,823.53
43	¥36,358.82	¥17,546.08	¥18,812.74	¥5,245,010.79
44	¥36,358.82	¥17,483.37	¥18,875.45	¥5,226,135.34
45	¥36,358.82	¥17,420.45	¥18,938.37	¥5,207,196.97
46	¥36,358.82	¥17,357.32	¥19,001.50	¥5,188,195.47
47	¥36,358.82	¥17,293.98	¥19,064.83	¥5,169,130.64
48	¥36,358.82	¥17,230.44	¥19,128.38	¥5,150,002.25
49	¥36,358.82	¥17,166.67	¥19,192.15	¥5,130,810.11
50	¥36,358.82	¥17,102.70	¥19,256.12	¥5,111,553.99
51	¥36,358.82	¥17,038.51	¥19,320.31	¥5,092,233.68
52	¥36,358.82	¥16,974.11	¥19,384.71	¥5,072,848.97
53	¥36,358.82	¥16,909.50	¥19,449.32	¥5,053,399.65
54	¥36,358.82	¥16,844.67	¥19,514.15	¥5,033,885.50
55	¥36,358.82	¥16,779.62	¥19,579.20	¥5,014,306.29
56	¥36,358.82	¥16,714.35	¥19,644.47	¥4,994,661.83
57	¥36,358.82	¥16,648.87	¥19,709.95	¥4,974,951.88
58	¥36,358.82	¥16,583.17	¥19,775.65	¥4,955,176.24
59	¥36,358.82	¥16,517.25	¥19,841.57	¥4,935,334.67
60	¥36,358.82	¥16,451.12	¥19,907.70	¥4,915,426.97
61	¥36,358.82	¥16,384.76	¥19,974.06	¥4,895,452.90
62	¥36,358.82	¥16,318.18	¥20,040.64	¥4,875,412.26
63	¥36,358.82	¥16,251.37	¥20,107.45	¥4,855,304.81
64	¥36,358.82	¥16,184.35	¥20,174.47	¥4,835,130.34
65	¥36,358.82	¥16,117.10	¥20,241.72	¥4,814,888.62
66	¥36,358.82	¥16,049.63	¥20,309.19	¥4,794,579.43
67	¥36,358.82	¥15,981.93	¥20,376.89	¥4,774,202.55
68	¥36,358.82	¥15,914.01	¥20,444.81	¥4,753,757.73
69	¥36,358.82	¥15,845.86	¥20,512.96	¥4,733,244.77
70	¥36,358.82	¥15,777.48	¥20,581.34	¥4,712,663.44
71	¥36,358.82	¥15,708.88	¥20,649.94	¥4,692,013.49
72	¥36,358.82	¥15,640.04	¥20,718.77	¥4,671,294.72
73	¥36,358.82	¥15,570.98	¥20,787.84	¥4,650,506.88
74	¥36,358.82	¥15,501.69	¥20,857.13	¥4,629,649.75
75	¥36,358.82	¥15,432.17	¥20,926.65	¥4,608,723.10
76	¥36,358.82	¥15,362.41	¥20,996.41	¥4,587,726.69
77	¥36,358.82	¥15,292.42	¥21,066.40	¥4,566,660.29
78	¥36,358.82	¥15,222.20	¥21,136.62	¥4,545,523.67
79	¥36,358.82	¥15,151.75	¥21,207.07	¥4,524,316.60
80	¥36,358.82	¥15,081.06	¥21,277.76	¥4,503,038.83
81	¥36,358.82	¥15,010.13	¥21,348.69	¥4,481,690.14
82	¥36,358.82	¥14,938.97	¥21,419.85	¥4,460,270.29
83	¥36,358.82	¥14,867.57	¥21,491.25	¥4,438,779.04
84	¥36,358.82	¥14,795.93	¥21,562.89	¥4,417,216.15
85	¥36,358.82	¥14,724.05	¥21,634.77	¥4,395,581.38
86	¥36,358.82	¥14,651.94	¥21,706.88	¥4,373,874.50
87	¥36,358.82	¥14,579.58	¥21,779.24	¥4,352,095.26
88	¥36,358.82	¥14,506.98	¥21,851.84	¥4,330,243.43
89	¥36,358.82	¥14,434.14	¥21,924.67	¥4,308,318.75
90	¥36,358.82	¥14,361.06	¥21,997.76	¥4,286,321.00
91	¥36,358.82	¥14,287.74	¥22,071.08	¥4,264,249.91
92	¥36,358.82	¥14,214.17	¥22,144.65	¥4,242,105.26
93	¥36,358.82	¥14,140.35	¥22,218.47	¥4,219,886.79
94	¥36,358.82	¥14,066.29	¥22,292.53	¥4,197,594.26
95	¥36,358.82	¥13,991.98	¥22,366.84	¥4,175,227.42
96	¥36,358.82	¥13,917.42	¥22,441.40	¥4,152,786.03
97	¥36,358.82	¥13,842.62	¥22,516.20	¥4,130,269.83
98	¥36,358.82	¥13,767.57	¥22,591.25	¥4,107,678.57
99	¥36,358.82	¥13,692.26	¥22,666.56	¥4,085,012.01
100	¥36,358.82	¥13,616.71	¥22,742.11	¥4,062,269.90
101	¥36,358.82	¥13,540.90	¥22,817.92	¥4,039,451.98
102	¥36,358.82	¥13,464.84	¥22,893.98	¥4,016,558.00
103	¥36,358.82	¥13,388.53	¥22,970.29	¥3,993,587.71
104	¥36,358.82	¥13,311.96	¥23,046.86	¥3,970,540.85
105	¥36,358.82	¥13,235.14	¥23,123.68	¥3,947,417.16
106	¥36,358.82	¥13,158.06	¥23,200.76	¥3,924,216.40
107	¥36,358.82	¥13,080.72	¥23,278.10	¥3,900,938.30
108	¥36,358.82	¥13,003.13	¥23,355.69	¥3,877,582.61
109	¥36,358.82	¥12,925.28	¥23,433.54	¥3,854,149.07
110	¥36,358.82	¥12,847.16	¥23,511.66	¥3,830,637.41
111	¥36,358.82	¥12,768.79	¥23,590.03	¥3,807,047.38
112	¥36,358.82	¥12,690.16	¥23,668.66	¥3,783,378.72
113	¥36,358.82	¥12,611.26	¥23,747.56	¥3,759,631.16
114	¥36,358.82	¥12,532.10	¥23,826.72	¥3,735,804.45
115	¥36,358.82	¥12,452.68	¥23,906.14	¥3,711,898.31
116	¥36,358.82	¥12,372.99	¥23,985.83	¥3,687,912.48
117	¥36,358.82	¥12,293.04	¥24,065.78	¥3,663,846.71
118	¥36,358.82	¥12,212.82	¥24,146.00	¥3,639,700.71
119	¥36,358.82	¥12,132.34	¥24,226.48	¥3,615,474.22
120	¥36,358.82	¥12,051.58	¥24,307.24	¥3,591,166.99
121	¥36,358.82	¥11,970.56	¥24,388.26	¥3,566,778.72
122	¥36,358.82	¥11,889.26	¥24,469.56	¥3,542,309.16
123	¥36,358.82	¥11,807.70	¥24,551.12	¥3,517,758.04
124	¥36,358.82	¥11,725.86	¥24,632.96	¥3,493,125.08
125	¥36,358.82	¥11,643.75	¥24,715.07	¥3,468,410.01
126	¥36,358.82	¥11,561.37	¥24,797.45	¥3,443,612.56
127	¥36,358.82	¥11,478.71	¥24,880.11	¥3,418,732.45
128	¥36,358.82	¥11,395.77	¥24,963.04	¥3,393,769.40
129	¥36,358.82	¥11,312.56	¥25,046.26	¥3,368,723.15
130	¥36,358.82	¥11,229.08	¥25,129.74	¥3,343,593.41
131	¥36,358.82	¥11,145.31	¥25,213.51	¥3,318,379.90
132	¥36,358.82	¥11,061.27	¥25,297.55	¥3,293,082.34
133	¥36,358.82	¥10,976.94	¥25,381.88	¥3,267,700.47
134	¥36,358.82	¥10,892.33	¥25,466.48	¥3,242,233.98
135	¥36,358.82	¥10,807.45	¥25,551.37	¥3,216,682.61
136	¥36,358.82	¥10,722.28	¥25,636.54	¥3,191,046.06
137	¥36,358.82	¥10,636.82	¥25,722.00	¥3,165,324.06
138	¥36,358.82	¥10,551.08	¥25,807.74	¥3,139,516.32
139	¥36,358.82	¥10,465.05	¥25,893.77	¥3,113,622.56
140	¥36,358.82	¥10,378.74	¥25,980.08	¥3,087,642.48
141	¥36,358.82	¥10,292.14	¥26,066.68	¥3,061,575.80
142	¥36,358.82	¥10,205.25	¥26,153.57	¥3,035,422.24
143	¥36,358.82	¥10,118.07	¥26,240.75	¥3,009,181.49
144	¥36,358.82	¥10,030.60	¥26,328.21	¥2,982,853.28
145	¥36,358.82	¥9,942.84	¥26,415.98	¥2,956,437.30
146	¥36,358.82	¥9,854.79	¥26,504.03	¥2,929,933.27
147	¥36,358.82	¥9,766.44	¥26,592.38	¥2,903,340.90
148	¥36,358.82	¥9,677.80	¥26,681.02	¥2,876,659.88
149	¥36,358.82	¥9,588.87	¥26,769.95	¥2,849,889.93
150	¥36,358.82	¥9,499.63	¥26,859.19	¥2,823,030.74
151	¥36,358.82	¥9,410.10	¥26,948.72	¥2,796,082.02
152	¥36,358.82	¥9,320.27	¥27,038.55	¥2,769,043.47
153	¥36,358.82	¥9,230.14	¥27,128.67	¥2,741,914.80
154	¥36,358.82	¥9,139.72	¥27,219.10	¥2,714,695.70
155	¥36,358.82	¥9,048.99	¥27,309.83	¥2,687,385.86
156	¥36,358.82	¥8,957.95	¥27,400.87	¥2,659,985.00
157	¥36,358.82	¥8,866.62	¥27,492.20	¥2,632,492.79
158	¥36,358.82	¥8,774.98	¥27,583.84	¥2,604,908.95
159	¥36,358.82	¥8,683.03	¥27,675.79	¥2,577,233.16
160	¥36,358.82	¥8,590.78	¥27,768.04	¥2,549,465.12
161	¥36,358.82	¥8,498.22	¥27,860.60	¥2,521,604.51
162	¥36,358.82	¥8,405.35	¥27,953.47	¥2,493,651.04
163	¥36,358.82	¥8,312.17	¥28,046.65	¥2,465,604.39
164	¥36,358.82	¥8,218.68	¥28,140.14	¥2,437,464.25
165	¥36,358.82	¥8,124.88	¥28,233.94	¥2,409,230.31
166	¥36,358.82	¥8,030.77	¥28,328.05	¥2,380,902.26
167	¥36,358.82	¥7,936.34	¥28,422.48	¥2,352,479.78
168	¥36,358.82	¥7,841.60	¥28,517.22	¥2,323,962.56
169	¥36,358.82	¥7,746.54	¥28,612.28	¥2,295,350.29
170	¥36,358.82	¥7,651.17	¥28,707.65	¥2,266,642.63
171	¥36,358.82	¥7,555.48	¥28,803.34	¥2,237,839.29
172	¥36,358.82	¥7,459.46	¥28,899.36	¥2,208,939.93
173	¥36,358.82	¥7,363.13	¥28,995.69	¥2,179,944.25
174	¥36,358.82	¥7,266.48	¥29,092.34	¥2,150,851.91
175	¥36,358.82	¥7,169.51	¥29,189.31	¥2,121,662.59
176	¥36,358.82	¥7,072.21	¥29,286.61	¥2,092,375.98
177	¥36,358.82	¥6,974.59	¥29,384.23	¥2,062,991.75
178	¥36,358.82	¥6,876.64	¥29,482.18	¥2,033,509.57
179	¥36,358.82	¥6,778.37	¥29,580.45	¥2,003,929.12
180	¥36,358.82	¥6,679.76	¥29,679.06	¥1,974,250.06
181	¥36,358.82	¥6,580.83	¥29,777.99	¥1,944,472.07
182	¥36,358.82	¥6,481.57	¥29,877.25	¥1,914,594.83
183	¥36,358.82	¥6,381.98	¥29,976.84	¥1,884,617.99
184	¥36,358.82	¥6,282.06	¥30,076.76	¥1,854,541.23
185	¥36,358.82	¥6,181.80	¥30,177.02	¥1,824,364.21
186	¥36,358.82	¥6,081.21	¥30,277.61	¥1,794,086.61
187	¥36,358.82	¥5,980.29	¥30,378.53	¥1,763,708.08
188	¥36,358.82	¥5,879.03	¥30,479.79	¥1,733,228.28
189	¥36,358.82	¥5,777.43	¥30,581.39	¥1,702,646.89
190	¥36,358.82	¥5,675.49	¥30,683.33	¥1,671,963.56
191	¥36,358.82	¥5,573.21	¥30,785.61	¥1,641,177.95
192	¥36,358.82	¥5,470.59	¥30,888.23	¥1,610,289.73
193	¥36,358.82	¥5,367.63	¥30,991.19	¥1,579,298.54
194	¥36,358.82	¥5,264.33	¥31,094.49	¥1,548,204.05
195	¥36,358.82	¥5,160.68	¥31,198.14	¥1,517,005.91
196	¥36,358.82	¥5,056.69	¥31,302.13	¥1,485,703.78
197	¥36,358.82	¥4,952.35	¥31,406.47	¥1,454,297.30
198	¥36,358.82	¥4,847.66	¥31,511.16	¥1,422,786.14
199	¥36,358.82	¥4,742.62	¥31,616.20	¥1,391,169.94
200	¥36,358.82	¥4,637.23	¥31,721.59	¥1,359,448.35
201	¥36,358.82	¥4,531.49	¥31,827.33	¥1,327,621.03
202	¥36,358.82	¥4,425.40	¥31,933.42	¥1,295,687.61
203	¥36,358.82	¥4,318.96	¥32,039.86	¥1,263,647.75
204	¥36,358.82	¥4,212.16	¥32,146.66	¥1,231,501.09
205	¥36,358.82	¥4,105.00	¥32,253.82	¥1,199,247.28
206	¥36,358.82	¥3,997.49	¥32,361.33	¥1,166,885.95
207	¥36,358.82	¥3,889.62	¥32,469.20	¥1,134,416.75
208	¥36,358.82	¥3,781.39	¥32,577.43	¥1,101,839.32
209	¥36,358.82	¥3,672.80	¥32,686.02	¥1,069,153.29
210	¥36,358.82	¥3,563.84	¥32,794.98	¥1,036,358.32
211	¥36,358.82	¥3,454.53	¥32,904.29	¥1,003,454.03
212	¥36,358.82	¥3,344.85	¥33,013.97	¥970,440.05
213	¥36,358.82	¥3,234.80	¥33,124.02	¥937,316.03
214	¥36,358.82	¥3,124.39	¥33,234.43	¥904,081.60
215	¥36,358.82	¥3,013.61	¥33,345.21	¥870,736.39
216	¥36,358.82	¥2,902.45	¥33,456.37	¥837,280.02
217	¥36,358.82	¥2,790.93	¥33,567.89	¥803,712.13
218	¥36,358.82	¥2,679.04	¥33,679.78	¥770,032.36
219	¥36,358.82	¥2,566.77	¥33,792.05	¥736,240.31
220	¥36,358.82	¥2,454.13	¥33,904.69	¥702,335.62
221	¥36,358.82	¥2,341.12	¥34,017.70	¥668,317.92
222	¥36,358.82	¥2,227.73	¥34,131.09	¥634,186.83
223	¥36,358.82	¥2,113.96	¥34,244.86	¥599,941.97
224	¥36,358.82	¥1,999.81	¥34,359.01	¥565,582.95
225	¥36,358.82	¥1,885.28	¥34,473.54	¥531,109.41
226	¥36,358.82	¥1,770.36	¥34,588.46	¥496,520.96
227	¥36,358.82	¥1,655.07	¥34,703.75	¥461,817.21
228	¥36,358.82	¥1,539.39	¥34,819.43	¥426,997.78
229	¥36,358.82	¥1,423.33	¥34,935.49	¥392,062.28
230	¥36,358.82	¥1,306.87	¥35,051.95	¥357,010.34
231	¥36,358.82	¥1,190.03	¥35,168.79	¥321,841.55
232	¥36,358.82	¥1,072.81	¥35,286.01	¥286,555.54
233	¥36,358.82	¥955.19	¥35,403.63	¥251,151.90
234	¥36,358.82	¥837.17	¥35,521.65	¥215,630.26
235	¥36,358.82	¥718.77	¥35,640.05	¥179,990.20
236	¥36,358.82	¥599.97	¥35,758.85	¥144,231.35
237	¥36,358.82	¥480.77	¥35,878.05	¥108,353.30
238	¥36,358.82	¥361.18	¥35,997.64	¥72,355.66
239	¥36,358.82	¥241.19	¥36,117.63	¥36,238.03
240	¥36,358.82	¥120.79	¥36,238.03	¥0.00

¥45,000.00

等额本金 / 首月还款金额

贷款类型：等额本金

利息总额：¥2,410,000.00

还款总额：¥8,410,000.00

期数	每月还款	偿还利息	偿还本金	剩余本金


1	¥45,000.00	¥20,000.00	¥25,000.00	¥5,975,000.00
2	¥44,916.67	¥19,916.67	¥25,000.00	¥5,950,000.00
3	¥44,833.33	¥19,833.33	¥25,000.00	¥5,925,000.00
4	¥44,750.00	¥19,750.00	¥25,000.00	¥5,900,000.00
5	¥44,666.67	¥19,666.67	¥25,000.00	¥5,875,000.00
6	¥44,583.33	¥19,583.33	¥25,000.00	¥5,850,000.00
7	¥44,500.00	¥19,500.00	¥25,000.00	¥5,825,000.00
8	¥44,416.67	¥19,416.67	¥25,000.00	¥5,800,000.00
9	¥44,333.33	¥19,333.33	¥25,000.00	¥5,775,000.00
10	¥44,250.00	¥19,250.00	¥25,000.00	¥5,750,000.00
11	¥44,166.67	¥19,166.67	¥25,000.00	¥5,725,000.00
12	¥44,083.33	¥19,083.33	¥25,000.00	¥5,700,000.00
13	¥44,000.00	¥19,000.00	¥25,000.00	¥5,675,000.00
14	¥43,916.67	¥18,916.67	¥25,000.00	¥5,650,000.00
15	¥43,833.33	¥18,833.33	¥25,000.00	¥5,625,000.00
16	¥43,750.00	¥18,750.00	¥25,000.00	¥5,600,000.00
17	¥43,666.67	¥18,666.67	¥25,000.00	¥5,575,000.00
18	¥43,583.33	¥18,583.33	¥25,000.00	¥5,550,000.00
19	¥43,500.00	¥18,500.00	¥25,000.00	¥5,525,000.00
20	¥43,416.67	¥18,416.67	¥25,000.00	¥5,500,000.00
21	¥43,333.33	¥18,333.33	¥25,000.00	¥5,475,000.00
22	¥43,250.00	¥18,250.00	¥25,000.00	¥5,450,000.00
23	¥43,166.67	¥18,166.67	¥25,000.00	¥5,425,000.00
24	¥43,083.33	¥18,083.33	¥25,000.00	¥5,400,000.00
25	¥43,000.00	¥18,000.00	¥25,000.00	¥5,375,000.00
26	¥42,916.67	¥17,916.67	¥25,000.00	¥5,350,000.00
27	¥42,833.33	¥17,833.33	¥25,000.00	¥5,325,000.00
28	¥42,750.00	¥17,750.00	¥25,000.00	¥5,300,000.00
29	¥42,666.67	¥17,666.67	¥25,000.00	¥5,275,000.00
30	¥42,583.33	¥17,583.33	¥25,000.00	¥5,250,000.00
31	¥42,500.00	¥17,500.00	¥25,000.00	¥5,225,000.00
32	¥42,416.67	¥17,416.67	¥25,000.00	¥5,200,000.00
33	¥42,333.33	¥17,333.33	¥25,000.00	¥5,175,000.00
34	¥42,250.00	¥17,250.00	¥25,000.00	¥5,150,000.00
35	¥42,166.67	¥17,166.67	¥25,000.00	¥5,125,000.00
36	¥42,083.33	¥17,083.33	¥25,000.00	¥5,100,000.00
37	¥42,000.00	¥17,000.00	¥25,000.00	¥5,075,000.00
38	¥41,916.67	¥16,916.67	¥25,000.00	¥5,050,000.00
39	¥41,833.33	¥16,833.33	¥25,000.00	¥5,025,000.00
40	¥41,750.00	¥16,750.00	¥25,000.00	¥5,000,000.00
41	¥41,666.67	¥16,666.67	¥25,000.00	¥4,975,000.00
42	¥41,583.33	¥16,583.33	¥25,000.00	¥4,950,000.00
43	¥41,500.00	¥16,500.00	¥25,000.00	¥4,925,000.00
44	¥41,416.67	¥16,416.67	¥25,000.00	¥4,900,000.00
45	¥41,333.33	¥16,333.33	¥25,000.00	¥4,875,000.00
46	¥41,250.00	¥16,250.00	¥25,000.00	¥4,850,000.00
47	¥41,166.67	¥16,166.67	¥25,000.00	¥4,825,000.00
48	¥41,083.33	¥16,083.33	¥25,000.00	¥4,800,000.00
49	¥41,000.00	¥16,000.00	¥25,000.00	¥4,775,000.00
50	¥40,916.67	¥15,916.67	¥25,000.00	¥4,750,000.00
51	¥40,833.33	¥15,833.33	¥25,000.00	¥4,725,000.00
52	¥40,750.00	¥15,750.00	¥25,000.00	¥4,700,000.00
53	¥40,666.67	¥15,666.67	¥25,000.00	¥4,675,000.00
54	¥40,583.33	¥15,583.33	¥25,000.00	¥4,650,000.00
55	¥40,500.00	¥15,500.00	¥25,000.00	¥4,625,000.00
56	¥40,416.67	¥15,416.67	¥25,000.00	¥4,600,000.00
57	¥40,333.33	¥15,333.33	¥25,000.00	¥4,575,000.00
58	¥40,250.00	¥15,250.00	¥25,000.00	¥4,550,000.00
59	¥40,166.67	¥15,166.67	¥25,000.00	¥4,525,000.00
60	¥40,083.33	¥15,083.33	¥25,000.00	¥4,500,000.00
61	¥40,000.00	¥15,000.00	¥25,000.00	¥4,475,000.00
62	¥39,916.67	¥14,916.67	¥25,000.00	¥4,450,000.00
63	¥39,833.33	¥14,833.33	¥25,000.00	¥4,425,000.00
64	¥39,750.00	¥14,750.00	¥25,000.00	¥4,400,000.00
65	¥39,666.67	¥14,666.67	¥25,000.00	¥4,375,000.00
66	¥39,583.33	¥14,583.33	¥25,000.00	¥4,350,000.00
67	¥39,500.00	¥14,500.00	¥25,000.00	¥4,325,000.00
68	¥39,416.67	¥14,416.67	¥25,000.00	¥4,300,000.00
69	¥39,333.33	¥14,333.33	¥25,000.00	¥4,275,000.00
70	¥39,250.00	¥14,250.00	¥25,000.00	¥4,250,000.00
71	¥39,166.67	¥14,166.67	¥25,000.00	¥4,225,000.00
72	¥39,083.33	¥14,083.33	¥25,000.00	¥4,200,000.00
73	¥39,000.00	¥14,000.00	¥25,000.00	¥4,175,000.00
74	¥38,916.67	¥13,916.67	¥25,000.00	¥4,150,000.00
75	¥38,833.33	¥13,833.33	¥25,000.00	¥4,125,000.00
76	¥38,750.00	¥13,750.00	¥25,000.00	¥4,100,000.00
77	¥38,666.67	¥13,666.67	¥25,000.00	¥4,075,000.00
78	¥38,583.33	¥13,583.33	¥25,000.00	¥4,050,000.00
79	¥38,500.00	¥13,500.00	¥25,000.00	¥4,025,000.00
80	¥38,416.67	¥13,416.67	¥25,000.00	¥4,000,000.00
81	¥38,333.33	¥13,333.33	¥25,000.00	¥3,975,000.00
82	¥38,250.00	¥13,250.00	¥25,000.00	¥3,950,000.00
83	¥38,166.67	¥13,166.67	¥25,000.00	¥3,925,000.00
84	¥38,083.33	¥13,083.33	¥25,000.00	¥3,900,000.00
85	¥38,000.00	¥13,000.00	¥25,000.00	¥3,875,000.00
86	¥37,916.67	¥12,916.67	¥25,000.00	¥3,850,000.00
87	¥37,833.33	¥12,833.33	¥25,000.00	¥3,825,000.00
88	¥37,750.00	¥12,750.00	¥25,000.00	¥3,800,000.00
89	¥37,666.67	¥12,666.67	¥25,000.00	¥3,775,000.00
90	¥37,583.33	¥12,583.33	¥25,000.00	¥3,750,000.00
91	¥37,500.00	¥12,500.00	¥25,000.00	¥3,725,000.00
92	¥37,416.67	¥12,416.67	¥25,000.00	¥3,700,000.00
93	¥37,333.33	¥12,333.33	¥25,000.00	¥3,675,000.00
94	¥37,250.00	¥12,250.00	¥25,000.00	¥3,650,000.00
95	¥37,166.67	¥12,166.67	¥25,000.00	¥3,625,000.00
96	¥37,083.33	¥12,083.33	¥25,000.00	¥3,600,000.00
97	¥37,000.00	¥12,000.00	¥25,000.00	¥3,575,000.00
98	¥36,916.67	¥11,916.67	¥25,000.00	¥3,550,000.00
99	¥36,833.33	¥11,833.33	¥25,000.00	¥3,525,000.00
100	¥36,750.00	¥11,750.00	¥25,000.00	¥3,500,000.00
101	¥36,666.67	¥11,666.67	¥25,000.00	¥3,475,000.00
102	¥36,583.33	¥11,583.33	¥25,000.00	¥3,450,000.00
103	¥36,500.00	¥11,500.00	¥25,000.00	¥3,425,000.00
104	¥36,416.67	¥11,416.67	¥25,000.00	¥3,400,000.00
105	¥36,333.33	¥11,333.33	¥25,000.00	¥3,375,000.00
106	¥36,250.00	¥11,250.00	¥25,000.00	¥3,350,000.00
107	¥36,166.67	¥11,166.67	¥25,000.00	¥3,325,000.00
108	¥36,083.33	¥11,083.33	¥25,000.00	¥3,300,000.00
109	¥36,000.00	¥11,000.00	¥25,000.00	¥3,275,000.00
110	¥35,916.67	¥10,916.67	¥25,000.00	¥3,250,000.00
111	¥35,833.33	¥10,833.33	¥25,000.00	¥3,225,000.00
112	¥35,750.00	¥10,750.00	¥25,000.00	¥3,200,000.00
113	¥35,666.67	¥10,666.67	¥25,000.00	¥3,175,000.00
114	¥35,583.33	¥10,583.33	¥25,000.00	¥3,150,000.00
115	¥35,500.00	¥10,500.00	¥25,000.00	¥3,125,000.00
116	¥35,416.67	¥10,416.67	¥25,000.00	¥3,100,000.00
117	¥35,333.33	¥10,333.33	¥25,000.00	¥3,075,000.00
118	¥35,250.00	¥10,250.00	¥25,000.00	¥3,050,000.00
119	¥35,166.67	¥10,166.67	¥25,000.00	¥3,025,000.00
120	¥35,083.33	¥10,083.33	¥25,000.00	¥3,000,000.00
121	¥35,000.00	¥10,000.00	¥25,000.00	¥2,975,000.00
122	¥34,916.67	¥9,916.67	¥25,000.00	¥2,950,000.00
123	¥34,833.33	¥9,833.33	¥25,000.00	¥2,925,000.00
124	¥34,750.00	¥9,750.00	¥25,000.00	¥2,900,000.00
125	¥34,666.67	¥9,666.67	¥25,000.00	¥2,875,000.00
126	¥34,583.33	¥9,583.33	¥25,000.00	¥2,850,000.00
127	¥34,500.00	¥9,500.00	¥25,000.00	¥2,825,000.00
128	¥34,416.67	¥9,416.67	¥25,000.00	¥2,800,000.00
129	¥34,333.33	¥9,333.33	¥25,000.00	¥2,775,000.00
130	¥34,250.00	¥9,250.00	¥25,000.00	¥2,750,000.00
131	¥34,166.67	¥9,166.67	¥25,000.00	¥2,725,000.00
132	¥34,083.33	¥9,083.33	¥25,000.00	¥2,700,000.00
133	¥34,000.00	¥9,000.00	¥25,000.00	¥2,675,000.00
134	¥33,916.67	¥8,916.67	¥25,000.00	¥2,650,000.00
135	¥33,833.33	¥8,833.33	¥25,000.00	¥2,625,000.00
136	¥33,750.00	¥8,750.00	¥25,000.00	¥2,600,000.00
137	¥33,666.67	¥8,666.67	¥25,000.00	¥2,575,000.00
138	¥33,583.33	¥8,583.33	¥25,000.00	¥2,550,000.00
139	¥33,500.00	¥8,500.00	¥25,000.00	¥2,525,000.00
140	¥33,416.67	¥8,416.67	¥25,000.00	¥2,500,000.00
141	¥33,333.33	¥8,333.33	¥25,000.00	¥2,475,000.00
142	¥33,250.00	¥8,250.00	¥25,000.00	¥2,450,000.00
143	¥33,166.67	¥8,166.67	¥25,000.00	¥2,425,000.00
144	¥33,083.33	¥8,083.33	¥25,000.00	¥2,400,000.00
145	¥33,000.00	¥8,000.00	¥25,000.00	¥2,375,000.00
146	¥32,916.67	¥7,916.67	¥25,000.00	¥2,350,000.00
147	¥32,833.33	¥7,833.33	¥25,000.00	¥2,325,000.00
148	¥32,750.00	¥7,750.00	¥25,000.00	¥2,300,000.00
149	¥32,666.67	¥7,666.67	¥25,000.00	¥2,275,000.00
150	¥32,583.33	¥7,583.33	¥25,000.00	¥2,250,000.00
151	¥32,500.00	¥7,500.00	¥25,000.00	¥2,225,000.00
152	¥32,416.67	¥7,416.67	¥25,000.00	¥2,200,000.00
153	¥32,333.33	¥7,333.33	¥25,000.00	¥2,175,000.00
154	¥32,250.00	¥7,250.00	¥25,000.00	¥2,150,000.00
155	¥32,166.67	¥7,166.67	¥25,000.00	¥2,125,000.00
156	¥32,083.33	¥7,083.33	¥25,000.00	¥2,100,000.00
157	¥32,000.00	¥7,000.00	¥25,000.00	¥2,075,000.00
158	¥31,916.67	¥6,916.67	¥25,000.00	¥2,050,000.00
159	¥31,833.33	¥6,833.33	¥25,000.00	¥2,025,000.00
160	¥31,750.00	¥6,750.00	¥25,000.00	¥2,000,000.00
161	¥31,666.67	¥6,666.67	¥25,000.00	¥1,975,000.00
162	¥31,583.33	¥6,583.33	¥25,000.00	¥1,950,000.00
163	¥31,500.00	¥6,500.00	¥25,000.00	¥1,925,000.00
164	¥31,416.67	¥6,416.67	¥25,000.00	¥1,900,000.00
165	¥31,333.33	¥6,333.33	¥25,000.00	¥1,875,000.00
166	¥31,250.00	¥6,250.00	¥25,000.00	¥1,850,000.00
167	¥31,166.67	¥6,166.67	¥25,000.00	¥1,825,000.00
168	¥31,083.33	¥6,083.33	¥25,000.00	¥1,800,000.00
169	¥31,000.00	¥6,000.00	¥25,000.00	¥1,775,000.00
170	¥30,916.67	¥5,916.67	¥25,000.00	¥1,750,000.00
171	¥30,833.33	¥5,833.33	¥25,000.00	¥1,725,000.00
172	¥30,750.00	¥5,750.00	¥25,000.00	¥1,700,000.00
173	¥30,666.67	¥5,666.67	¥25,000.00	¥1,675,000.00
174	¥30,583.33	¥5,583.33	¥25,000.00	¥1,650,000.00
175	¥30,500.00	¥5,500.00	¥25,000.00	¥1,625,000.00
176	¥30,416.67	¥5,416.67	¥25,000.00	¥1,600,000.00
177	¥30,333.33	¥5,333.33	¥25,000.00	¥1,575,000.00
178	¥30,250.00	¥5,250.00	¥25,000.00	¥1,550,000.00
179	¥30,166.67	¥5,166.67	¥25,000.00	¥1,525,000.00
180	¥30,083.33	¥5,083.33	¥25,000.00	¥1,500,000.00
181	¥30,000.00	¥5,000.00	¥25,000.00	¥1,475,000.00
182	¥29,916.67	¥4,916.67	¥25,000.00	¥1,450,000.00
183	¥29,833.33	¥4,833.33	¥25,000.00	¥1,425,000.00
184	¥29,750.00	¥4,750.00	¥25,000.00	¥1,400,000.00
185	¥29,666.67	¥4,666.67	¥25,000.00	¥1,375,000.00
186	¥29,583.33	¥4,583.33	¥25,000.00	¥1,350,000.00
187	¥29,500.00	¥4,500.00	¥25,000.00	¥1,325,000.00
188	¥29,416.67	¥4,416.67	¥25,000.00	¥1,300,000.00
189	¥29,333.33	¥4,333.33	¥25,000.00	¥1,275,000.00
190	¥29,250.00	¥4,250.00	¥25,000.00	¥1,250,000.00
191	¥29,166.67	¥4,166.67	¥25,000.00	¥1,225,000.00
192	¥29,083.33	¥4,083.33	¥25,000.00	¥1,200,000.00
193	¥29,000.00	¥4,000.00	¥25,000.00	¥1,175,000.00
194	¥28,916.67	¥3,916.67	¥25,000.00	¥1,150,000.00
195	¥28,833.33	¥3,833.33	¥25,000.00	¥1,125,000.00
196	¥28,750.00	¥3,750.00	¥25,000.00	¥1,100,000.00
197	¥28,666.67	¥3,666.67	¥25,000.00	¥1,075,000.00
198	¥28,583.33	¥3,583.33	¥25,000.00	¥1,050,000.00
199	¥28,500.00	¥3,500.00	¥25,000.00	¥1,025,000.00
200	¥28,416.67	¥3,416.67	¥25,000.00	¥1,000,000.00
201	¥28,333.33	¥3,333.33	¥25,000.00	¥975,000.00
202	¥28,250.00	¥3,250.00	¥25,000.00	¥950,000.00
203	¥28,166.67	¥3,166.67	¥25,000.00	¥925,000.00
204	¥28,083.33	¥3,083.33	¥25,000.00	¥900,000.00
205	¥28,000.00	¥3,000.00	¥25,000.00	¥875,000.00
206	¥27,916.67	¥2,916.67	¥25,000.00	¥850,000.00
207	¥27,833.33	¥2,833.33	¥25,000.00	¥825,000.00
208	¥27,750.00	¥2,750.00	¥25,000.00	¥800,000.00
209	¥27,666.67	¥2,666.67	¥25,000.00	¥775,000.00
210	¥27,583.33	¥2,583.33	¥25,000.00	¥750,000.00
211	¥27,500.00	¥2,500.00	¥25,000.00	¥725,000.00
212	¥27,416.67	¥2,416.67	¥25,000.00	¥700,000.00
213	¥27,333.33	¥2,333.33	¥25,000.00	¥675,000.00
214	¥27,250.00	¥2,250.00	¥25,000.00	¥650,000.00
215	¥27,166.67	¥2,166.67	¥25,000.00	¥625,000.00
216	¥27,083.33	¥2,083.33	¥25,000.00	¥600,000.00
217	¥27,000.00	¥2,000.00	¥25,000.00	¥575,000.00
218	¥26,916.67	¥1,916.67	¥25,000.00	¥550,000.00
219	¥26,833.33	¥1,833.33	¥25,000.00	¥525,000.00
220	¥26,750.00	¥1,750.00	¥25,000.00	¥500,000.00
221	¥26,666.67	¥1,666.67	¥25,000.00	¥475,000.00
222	¥26,583.33	¥1,583.33	¥25,000.00	¥450,000.00
223	¥26,500.00	¥1,500.00	¥25,000.00	¥425,000.00
224	¥26,416.67	¥1,416.67	¥25,000.00	¥400,000.00
225	¥26,333.33	¥1,333.33	¥25,000.00	¥375,000.00
226	¥26,250.00	¥1,250.00	¥25,000.00	¥350,000.00
227	¥26,166.67	¥1,166.67	¥25,000.00	¥325,000.00
228	¥26,083.33	¥1,083.33	¥25,000.00	¥300,000.00
229	¥26,000.00	¥1,000.00	¥25,000.00	¥275,000.00
230	¥25,916.67	¥916.67	¥25,000.00	¥250,000.00
231	¥25,833.33	¥833.33	¥25,000.00	¥225,000.00
232	¥25,750.00	¥750.00	¥25,000.00	¥200,000.00
233	¥25,666.67	¥666.67	¥25,000.00	¥175,000.00
234	¥25,583.33	¥583.33	¥25,000.00	¥150,000.00
235	¥25,500.00	¥500.00	¥25,000.00	¥125,000.00
236	¥25,416.67	¥416.67	¥25,000.00	¥100,000.00
237	¥25,333.33	¥333.33	¥25,000.00	¥75,000.00
238	¥25,250.00	¥250.00	¥25,000.00	¥50,000.00
239	¥25,166.67	¥166.67	¥25,000.00	¥25,000.00
240	¥25,083.33	¥83.33	¥25,000.00	¥0.00

2025年 - 期房房贷流程及注意事项

1. 贷款预审与首付时间

在选房后，通常需在2~3天内完成贷款预审及首付款支付。时间紧张，务必提前准备好相关材料。如首付日期恰逢周末，建议提前向银行申请大额转账或POS刷卡，避免出现支付困难。

2. 流程说明

在售楼处，银行经理会先进行贷款材料预审。获得银行预审单后，带着此单到销售经理处支付首付，销售经理会提供POS机单和收款回执单。确保当天获取以下文件：

银行预审单（交给销售经理，自己拍照保存，后续网签时需要）
POS机单
收款回执单（保存好，后续网签时使用）

3. 首付金额

贷款首付最低为总房款的30%。境外人士可能需要支付总价的40%才可办理贷款。

4. 贷款预审所需材料

收入证明（向公司申请并加盖人事印章）
最近一年银行工资卡流水（可通过银行APP申请）
社保证明
公积金对账单（如需办理组合贷款或公积金贷款）
征信报告（可通过中国银行APP申请，或到当地中国人民银行办理）

5. 贷款预审要求

一般来说，您的平均月薪应当大于等于贷款月供的两倍。可通过贷款计算器自行预估是否符合条件。